University fees and O/R

Questionner

I would like to study post bankruptcy but university fees are high. I will be working so could in theory pay, but will the O/R object to study fees?

Thanks

script

You'll need to get this confirmed by an Expert.

But I think you'll have to pay any uni costs from your surplus income.

In other words you won't be allowed to put it on your Income and Expenditure.

I hope I'm wrong.

Trom

Having them approved as part of the IPA could be difficult (not seen anyone attempt it to be fair), but if I were you I'd put the case forward strongly. Are you planning on undergrad or postgrad studies? If postgrad, can always argue that you'll be done in two years (part time) and will then have better job and pay more into IPA. Really pushing it there but...

If you'll be working full time though and think you'll have sufficient, can always pay from surplus.

Other thing to do is drop to part time work and avoid IPA and tuition fees (or get bursary/other financial help) potentially.

tigerfeet2006

The OR will allow costs for a university/open uni course and you can apply for grants etc. which won't be touched. Though you won't get a student bank account.

script

Thank goodness I said get an experts view...

Questionner

Am thinking of a PhD which is a long, long process, but I thought could be a positive step forwards.

GEEGEE8

Uni fees can be paid by the student loan company, which you aren't credit rated on. You have to start repaying it after you earn £15,000.

I'm off to uni this year, 2.5yrs after bankruptcy, and had no problems with student finance at all.

I'm not sure if it's the same before you are discharged?

Trom

Questionner wrote: »

Am thinking of a PhD which is a long, long process, but I thought could be a positive step forwards.

Big commitment - good luck to you!

Doucam

Good luck with the studies x