Finding out about CCJs

Selidie

Hi,

Not really sure if this is the right board to ask, but couldn't really see anything that fitted the bill better.

Basically, I want to find out if I have a CCJ issued against me. This may sound like a strange question as I would imagine that most people would know this or not, however, here is the history.

I have been going through the debt management process for the last five years, just made the final payment (about 5 days ago). During the course of this 5 year period I did, once, get notice of court action due to the management company (DCM Apex) failing to make payments on agreements they had made with my creditors (this has happened alot over the course of the contract). I sent the paperwork to them and contacted DCM by phone that day, I was told shortly afterwards that it had all been sorted out and was due to an error on their part. I don't recall hearing anything further, until a week or so ago.

I received a letter notifying me that my court documents had been transfered to Nottingham (closer to me), but I don't see why I would have any court documents as apparently the CCJ action had been sorted out, or so I was told.

So, I want to find out for sure if a CCJ has been issued, then, if it has where do I stand with DCM Apex regarding their failure (in my opinion) to manage my accounts resulting in the CCJ being issued.

I hope all this makes some sort of sense haha, and any information would be greatly appreciated.

Thanks in advance.

Tixy

Either get copies of your credit reports, a CCJ should be listed on there. Or go to the registery trust website, which you can search anonymously for CCJs in your name (costs £8 for each address you search).

Selidie

Very good point, getting a copy of my credit report hadn't even occured to me! haha.