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Loan Agreement Not Signed

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Evening everyone

Just a quick bit of advice needed. I think I have found a golden nugget but need advice. I have found my original Credit Agreement with HFC. I noticed that it has a box which says

This agreement will only take effect when it is signed on our behalf. Signed ............... Date of Agreement 28/10/2006

It has not been signed by an HFC representative is it enforceable? If not can I claim the money i have paid which is approx £810 back as the agreeement has not been signed?

Any help much appreciated.
Mikon Riding the DMP Rollercoaster full of ups and downs but i will get to the end. :T
LBM April 2010. DMP Start June 2010 - 11% of debt paid at June 11 to 11 creditors
DFD In the Far Far Distant Future.
:j
DMP Mutual Support Thread No: 410 / DMP Without a Paddle No: 30

Comments

  • dunstonh
    dunstonh Posts: 119,777 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It has not been signed by an HFC representative is it enforceable?

    Yes. It doesnt need to be signed.
    If not can I claim the money i have paid which is approx £810 back as the agreeement has not been signed?

    no
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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