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Credit report doesn't show previous mortgage?????
natalie43
Posts: 4 Newbie
Hoping someone can help me?
Yesterday I applied for a credit report with Equifax which strangely doesn’t seem to be showing the mortgage I applied for and proceeded from Northern Rock back in 2006. Could this have something to do with the fact that myself and my ex split in 2007 and I transferred the mortgage into his name?
You see I’m trying to apply for a mortgage at present and am just weary that there may be some kind of knock on affect. I’m aware that some mortgage providers do ask the applicant if they have had/applied for a mortgage in the past but should I bring this up with the potential mortgage provider if it isn’t showing on my credit report?
Any assistance/advise would be greatly appreciated.
Thanks
Natalie
Yesterday I applied for a credit report with Equifax which strangely doesn’t seem to be showing the mortgage I applied for and proceeded from Northern Rock back in 2006. Could this have something to do with the fact that myself and my ex split in 2007 and I transferred the mortgage into his name?
You see I’m trying to apply for a mortgage at present and am just weary that there may be some kind of knock on affect. I’m aware that some mortgage providers do ask the applicant if they have had/applied for a mortgage in the past but should I bring this up with the potential mortgage provider if it isn’t showing on my credit report?
Any assistance/advise would be greatly appreciated.
Thanks
Natalie
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