KatieKat's SOA

Iriahm

Hi, i'm not sure if you've done it already but I changed my home insurance by using https://www.moneysupermarket.com and managed to get it down to about £10 a month, obviously depends where you live etc but worth a try!

I'm new to this as well and really trying to live basically a cash-only lifestyle. It has made me realise how much i spent on luxuries. I opened a 2nd basic bank account. The first one covers bills and the next is spending money for the month. all my ebay/amazon stuff goes into spending account as an "extra" or its put into piggy bank.

i've also registered with quidco and pigsback for freebies.....you need to spend more on groceries etc with your child so you're cash/points should soon mount up!!

good luck and keep posting - everyone here has been brilliant at helping.

*zippy*

Hi KatieKat

With regard to going back to work, I have had to work evenings and weekends since having the children, I started in a off license, we were all mums and they were always short of evening staff, I now work in a supermarket. Where I am there are two different shifts for evenings 5-9pm or 8-1am. I also have a job in my local supermarket merchandising this is done by an outside company and very flexible, if the kids are ill i can just go in another day etc
Some other ideas Friends with kids have done are pubs, local gym, petrol stations, cleaning, care work & call centres, alot of the out of town shopping centres are now open until 9pm so that might be worth looking at

KatieKat_2

little_miss_thrifty wrote:

Hi, well done for posting your SOA - haven't got round to doing mine yet!...
Have you bought many toddler clothes from Ebay too? I have kitted out my baby daughter's wardrobe for the last 9 months from Ebay items; they are all in really good/excellent condition for minimal cost. Perhaps you could use the paypal acc money; that way even though its not transfered to your bank account to use, it seems like you haven't spent anything anyway - then, the £50 on your SOA you have allocated for clothes, you could put towards a bill. Do you have other family members or friends with slightly older children who are having a children's clothes clear out?
Also, do you get working family tax credits - your partner seems to earn only slightly more than my hubby, and we get it...
Best of luck x

Hi thanks. I think that I may need to keep the budget for clothes. CCCS had me lower it to £40 - also taking into account husbands work clothes and shoes... and it wouldn't be so bad if he weren't losing so much weight due to stress - but that is what a belt is for, eh?! and maybe something for myself once in a while especially since I am looking for work myself and will probably need something to wear

I currently wear a total of 3 outfits LOL so surely if had a few more clothes I would be able to do my laundry less often and save a bit on the electrical bill - not sure if that would have a huge impact though! Hmmm

I already to sell all of DD's old clothes on ebay, so yeah, maybe to use some of those funds to buy her bundles of new clothes might not be so bad!.. and possibly even help other mothers out at the same time by being able to sell their childs' clothes off...

And yeah, my husband does get working tax credits. I know that the amount is on his payslip somewhere so his income is inclusive of the credits