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Mrs A's Debt Diary
Comments
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Don't know if anyone posted this, as I just jumped to the end of the thread, but onetel are doing a deal for thirty quid where you get your broadband internet and all your phone usage 24 hours a day to all numbers beginning 01 or 02.
Might be of some use to you, or you may have already sorted this out. You'll still need to pay your BT line rental though.Cheers,
wotnoshoeseh0 -
hi mrs. a just caought up with your thread ..i think i red a bit before but got you mixed up again..i'm really enjoying it immensely please keep it up ..i know what you mean about the middle of the month blues ...you just feel like it's such a long hard slog but we will get there0
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Hey mrsa,
Just checking in to see how my DFW neighbour is getting on!
You seem to doing really well - sorry to hear about the taxman but yay on the potential overtime and amazon sale!
scottishspendaholic xMBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.830 -
morning honeys,
not having a good day at all today, just back from my monthly review with my gp regarding my depression, she is referring me to a bloody psychiatrist as i have been depressed for so long and drugs are not really working.......... how scarey is that!!! i am terrified at the thought, i am scared regarding my job if it has to go on my medical records i will be f***ed for ever getting another job in nursing.
that sounds great though cos i really hate having to work i think that is the root of my problem i would love to stay at home and just nurture my family its not that i am lazy i just think that as i chose to have a family i should stay at home and look after everyone, myself included.
i am actually considering refinancing my loan and car finance to make them more manageable and cutting my hours down to only working for 2 or 3 days per week (IN MY DREAMS). I would dearly love to work very part time hours or at least office hours not these bloody shifts as they make me so tired.
thats my rant over as i have to work for the next 8 days now so dint get a day off until a week on saturday boooo hissss so no chance of making any extra cash with overtime either cos i would be to knackered.
hope everyones having a better day then me
regards
mrs atotal debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.0 -
Oh Mrs A I'm not surprised you're tired! Nursing's pretty hard going at the best of times by all accounts. And when you're tired and depressed it must be awful. Not sure that's very helpful but you seem to have the determination to keep on going. Perhaps your GP should recognize that!CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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Hey mrsa,
Hang on in there - maybe one of these local jobs will come up trumps - I'll keep my eye out in the local paper for you. Would there be any jobs at the R/L hospital in H/ton or any of the local surgeries?
I don't know a lot about nursing - maybe you have to have different qualifications to work at a GPs? Or could you be a health visitor?
Sorry if I'm way off mark.
scottishspendaholic xMBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.830 -
Hello Mrs A,
Fair play for going for the extra shifts, the hours are cruel though. Try to focus on the extra money helping you pay of your suite by december. I came accross an interesting forum about depression which mentioned the following website https://www.livinglifetothefull.com/elearning/ hope it helps, if not keep thinking postively that "money comes easily to you". I enjoy catching up with your diary keep it up, I think your doing brillantly. Its hard but you can do it!£2 saving club = £86:j
June £10 a day challenge = £0/£300 :rotfl:
Match Betting = £1910 -
hi folks,
scottish we must meet up for a coffee sometime soon seeing as how we are neighbours, no jobs going in the places you were thinking off unfortunately but i keep looking and hoping.
feeling slightly better within myself now thank goodness had a good old moaning session at work and it helped to get if off my chest.
wages department has cocked up though due to my changing jobs and its looking like i wont get paid this month.... secretary is gonna try and get me cheque but its really frightening as all my dd come of the bank on the first of the month and im already well into my overdraft.
the bank offerred me an out of court settlement for my claim for charges but as there at least £100 off the mark i will be refusing them on monday although im tempted to take it to be honest due to my wages crisis im gonna hold my nerve a bit longer and hold off for the full amount.
i am hoping that if the worse comes then i will borrow a bit from my dad so pay the dd's and stuff.
darling son is due home from his holidays in turkey tomorrow and i gave him some cash to bring me some duty free cigs so hopefully i will get them or at least my money back if he didnt get any.
well cant think of anything else so gonna go for now as im on the late shift today and havent done my menu planning for the week yet.
regards and have a cheap day everyone
tarra for now
mrs atotal debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.0 -
morning campers,
just of the phone to the lovely bank to refuse their offer of refund of charges they are gonna get back to me............
got the late shift again today so its money matters this morning.
with regards to my depression my gp also advised me to exercise to i suppose i better start, just cant seem to find the motivation though thats my problem and i know i should go back to weight watchers too as im at least 3 stone overweight which doesnt help in my job or this heat.
i have hit on the idea that i could work 8am to 4pm at my job and this would fit in fantastically with my life and make just about every aspect of the family and mines lives so much easier but i dont know how to broach this at work as i have been there for such a short time and feel akward about it, maybe i will mention it to the gp on my next visit and see if i swing a medical letter thing as im sure it would help my depression immensely im sure the root cause of it is working hours related and never seeing my family. Im just really wary of how it would go down at work though i mean i dont want to become public enemy number one when im still at the trying to fit in with an established team stage.
done the menu planner yesterday and the shopping on way home from work (to conserve precious petrol) and i will have to lower my shopping challenge amount next month as i have nearly £70 left to spend (not that i actually have the cash cos i dont really start my new budget until thursday as its pay day).
still gotta pay my cleaning money into the bank i have it tucked into the back of my purse and its burning a hole if you know what i mean.
any way im off for now
have a pleasant and cheap day folks im hoping for a no spender today
good luck
regards
mrs atotal debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.0 -
money is comming easy to me
money is comming easy to me
money is comming easy to me
i got a letter yesterday from the lovely people at Npower they are reducing my monthly payments from £74 to £58 a saving of £16 per month to go to suite savings and they owe me a little cash which they decided they would keep to carry over or if i wanted they would send me a cheque so guess what they money going into my bank account to make interest not theirs so thats a phone call to be made to say i will have MY MONEY THANK YOU. why do companies do this they must make an absolute fortune this way.
darling son came home from turkey in the early hours with 400 duty free cigs for me and he still owes me another £13 in change from them yahoo another wee saving for the suite account. Got my £25 paid in yesterday too thought i had better as it was kind of burning a little hole in my purse and not making any interest there if you know what i mean, who would have thought i would become so obsessive about earning a few pennies in bank interest lol.
had a great day at work yesterday and hoping for another good one today it makes all they difference when you are on duty with the nicer people.
havent broached the subject of changing my hours yet with the boss thought i would see if i could get something in writing from the gp or worse case scenario from the psychiatrist if i go to see him.
lovely Mr A is getting the odd bit of overtime just now due to this heatwave not banking his overtime money just now though as we are so skint due to the mix up over my wages etc.
And i sold a box of my old uni textbooks to my neighbours daughter as she is going to be doing her nursing training in a couple of years got £100 for them which is a real bargain for her but to be honest i had them on amazon for months without them shifting so im glad to be rid and now have a huge space in my cupboard, only drawback is she cant pay me till 14th august as she is skint just now, still gives me something to look forward to that week.
MANAGED A NO SPEND DAY YESTERDAY TOO so im going to try for another one today.
well i better go and make a start on darling sons holiday laundry as he is back at work this morning.
take care everyone
money is comming easily to me
money is comming easily to me
money is comming easily to me
regards
mrs atotal debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.0
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