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Mrs A's Debt Diary

17810121319

Comments

  • Mrs_A.
    Mrs_A. Posts: 443 Forumite
    Part of the Furniture Combo Breaker
    yahoo another no spender yesterday!!!
    its still roasting here so im sitting in my bikini (not a pretty sight) catching up on mse as i had the early shift today.
    got an extra shift lined up for next week i was on duty for the late shift and was asked if i would do the early as well and i said yeah so its a bit of overtime without any extra spending on petrol to get there.
    lovely bank sent a letter today offering me the full amount of my charges which i am going to accept. £685.00 towards the suite but i am going to use it temporarily until i get paid then bung it in the savings account for the suite at this rate i will have the money for the suite by the end of the month and will have already started my savings for my next "repay of quicker than expected debt" once i decide what one it will be. ah decisions decisions actually as i have £127. in the account at present add to my book money i get on the 14th £100, my bank charges refund £685.00, £28. from npower overpayment thats actually more than i need yeeeeehaaaaa so yes i will definately have enough £ to pay it but i dont have to pay until the end of december so will leave it in bank and let it earn me some interest towards the next debt saving challenge.
    blimey this is quite easy when you get into it a bit its really giving me a lift seeing how achievable this is. im so going to be debt free and enjoy it
    good evening folks and remember money is comming easily to me
    regards
    mrs a
    total debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.
  • Mrs_A.
    Mrs_A. Posts: 443 Forumite
    Part of the Furniture Combo Breaker
    hi peoples,
    wont have a no spender today as i need milk and stuff, pay day today but i never got paid due to major !!!! up at old work!!!!!!
    on a lighter and brighter note received banks offer so now have £724.00 comming my way just to keep me living until work pay up.
    got the late shift today so gonna go for a shower, make sandwiches, go for milk etc,
    hope everyone has a cheap and productive day
    regards
    MRS A
    total debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Here's to Mrs A. :beer:
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Hey MrsA.

    Well done on the bank charges and a big ole boo to that smelly work - I hope you went in today and gave them what-for. Useless !!!!ers.

    I went to the new PYO farm today at the roundabout next to the trout farm - its fab. I got a massive punnet of strawberries for £2 and it only took about 10/15 mins to pick them. So if you get a free half hour - head up there. Its fun. The best thing is that the strawberries are being grown in gro-bags on tables and there is no bending so no sore backs - whoopee!

    Also - still can be your buddy for WW in D if you want to?

    Lots of love - looking forward to your next update.

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • pink_fairy_7
    pink_fairy_7 Posts: 426 Forumite
    Just wanted to say that I have been following your progress and you are doing really well.

    pink fairy xx
  • Mrs_A.
    Mrs_A. Posts: 443 Forumite
    Part of the Furniture Combo Breaker
    aw thanks everyone
    im bleeding knackered just finished work have worked for the last 8 days and now have the weekend off.
    nipped into ikea on my way home today just for a look and suprisingly i didnt buy anything (so proud of myself for that).
    had a slight incident at work today which i witnessed so i'm feeling a bit down about it (to cut a long story short very senior nurse mucked up today in a major way in front of me and others and is lying about it) if im asked to b a witness i will of course tell the truth but cant help feeling awkward about it as im very junior at work and get on ok with the said nurse. what a dilemma.
    anyways........
    scottish i have never been to that fruit farm but think i might have a look over the weekend. i would love to go to ww but its so damn difficult being on shifts hard to get to weigh ins regularly and stick to diet with not working regular hours and having to eat at silly times. Also all the relatives of my patients always bring in nice cakes, biscuits and chocolates and its very hard to resist the temptation but at the end of the day i know that i will have to do it sometime.
    well im off for a wee snooze been up since 5
    regards
    mrs a
    total debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.
  • Mrs_A.
    Mrs_A. Posts: 443 Forumite
    Part of the Furniture Combo Breaker
    hi peeps,
    not been up to much today all housework and boring stuff went to asda for the weekly shopping spend a fortune too.
    but at least the house i clean and i have a couple of meals in the freezer for next week were pushing the boat out tonight and having fish and chips for tea cos there are only 3 of us in tonight.
    Definately gonna go to the fruit farm tomorrow have promised myself that and tonight im going to work on this months budget or maybe do that tomorrow too.
    well im off for my fish n chips
    tarrra
    mrs a
    total debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.
  • Mrs_A. wrote:
    Definately gonna go to the fruit farm tomorrow have promised myself that

    Enjoy yourself! Let me know how you get on!

    Fish and chips sounds lovely - yum!

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • P. S. Any update on your pay?

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • Mrs_A.
    Mrs_A. Posts: 443 Forumite
    Part of the Furniture Combo Breaker
    no pay as yet!!!!!! the secretary at work said that she would try and get me a cheque at the beginning of the week, so here is hoping.........
    total debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.
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