MSE News: High Court 'closes debt write-off loophole'

never-in-doubt

blind-as-a-bat wrote: »

I understand it, but still dont get it, the way its applied makes no sense :rolleyes:

So i would not worry about understanding it or getting it, because you still wont understand or get it even if you did understand or get it......................if you understand or get what i mean:p:rotfl:

So you're saying that although you understand it, you don't get it? Its pointless understanding it cos we'll never get it, therefore its best to just not understand it and then we'll be no worse off cos we'll still not get it?

I think I don't understand, but I do get it

oscar52

never-in-doubt wrote: »

Are you another Leeds lad than? There a few of us here.....

Thats not possible - there are not that mnay Leeds fans.....

Ames

There will be after we thrash Man U this afternoon!

oscar52

Ames wrote: »

There will be after we thrash Man U this afternoon!

As a L'pool fan, I would love to see that.

eth01

As a result of this now being put into place, what are the consequences for claims management companies? are they no longer able to go down the route of elimination, or will they just become debt management?

never-in-doubt

Ames wrote: »

There will be after we thrash Man U this afternoon!

Yes - what a result - 1.0 to the mighty Leeds United, :beer: :beer:

never-in-doubt

blind-as-a-bat wrote: »

than a bunch of overpaid blokes kicking a ball around a field, but each to there own;)

Are you a woman? :eek:

never-in-doubt

blind-as-a-bat wrote: »

No, but have been confused for one many times on here:rotfl:

And before you ask.....no.....happily married for 20 years:p

LOL - I wasn't going to ask - honest :eek: :rotfl: :eek:

holbea

I wonder if anyone is able to advise me at the moment??? I've been following the unenforceable route for credit card debt for some time as I have some rather large debts to tackle. I had planned to write and request a copy of my agreement under a SAR to see whether any of them were unenforceable. Since first looking at this I can't find the original information I found on another forum as it has merged with yours and there seems to be doubt as to whether this is a route to even investigate.

All my debts fall within the guidance - pre Apr 07 and all over £2k. Credit card companies kept hiking up my limits without me requesting it and I have got into a mess.

Is it still worth asking for a copy of my agreement or should I wait for the next installment? I have signed up for the guide which is due but would really appreciate some clarification on next steps.

Many thanks

holbea

never-in-doubt

You dont CCA under SAR - you either send a CCA Request (£1) or a SAR (£10)....

See here for details and a step by step process to follow: Unenforceability & Template Letters II