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Credit & IVA's
yellowlawn
Posts: 349 Forumite
Sorry if this has been posted before, but about 4 years ago we started on the slippery slope of getting an IVA (due to a failed business). This was paid off in full 2 years ago and we have written to Experian et al to update our records. We have also gone on the electoral roll where we currently rent, and in Jan 10 we will have been moved away from the property were the IVA was registered under. We have kept our credit nose clear all this time.
Were do we stand regards importantly Mortgage & Credit Cards
Were do we stand regards importantly Mortgage & Credit Cards
Yellowlawn
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If a man says something in the woods and there are no women there, is he still wrong?
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If a man says something in the woods and there are no women there, is he still wrong?
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Comments
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Mortgages you are likely to struggle at the moment. You might be able to get one but rates will be high and large deposit will be needed likely.
You say we...do you mean spouse too? Both go into the IVA I assume?0 -
How much deposit do you have saved up?0
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Mortgages you are likely to struggle at the moment. You might be able to get one but rates will be high and large deposit will be needed likely.
You say we...do you mean spouse too? Both go into the IVA I assume?
Someone mentioned somewhere on here according to the other half that HSBC work on both Credit Score and Individual Assesment? I can't see it to be honest as they are all money grabbing so and so's.
Yes both me and OH.Yellowlawn
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If a man says something in the woods and there are no women there, is he still wrong?0 -
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What's the deal though with length of address history for both? And what about CC's?Yellowlawn
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If a man says something in the woods and there are no women there, is he still wrong?0 -
yellowlawn wrote: »Someone mentioned somewhere on here according to the other half that HSBC work on both Credit Score and Individual Assesment? I can't see it to be honest as they are all money grabbing so and so's.
Yes both me and OH.
At that LTV with the adverse HSBC will be a straight decline.
Not sure why they shouldn't be 'money grabbing' given they are a business rather than a charity.0
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