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Leanne's Debt Diary

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Comments

  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    Hi Leanne

    Just wanted to say welcome and well done on starting yout diary. I've not much to add as the usual place people would find savings is in the things like utility bills and grocery shopping which there's none of here. But, as others have said make sure you are getting the best deals for what you do contribute to (e.g. mobile phone, car insurance etc).

    You do have a number of smaller creditors and provided your DMP will allow it I must confess that I have been finding paying off the smaller debts to be a massive boost psychologically so it might be worth looking into.

    Other than that, I second others in saying keep track of what you spend each day by writing it down in a diary. It sounds hackneyed I know but you really will be amazed by how much you just fritter away and conveniently forget about (I forgot about three cornettos last week!).

    Good luck with everything, and keep us posted!
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Also have a look at envirophone, they buy old mobiles too, and they pay quite well. Dpeends on how old the old one is and what you will get for it :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • leanne11
    leanne11 Posts: 51 Forumite
    Morning everyone!

    I got back from Barbados this morning and bought back £97 of my allowences that I saved! I think I olny spent around a tenner whilst I was out there! So, thats good!

    My phone on e-bay has 3 hours left, and the current bid is at £142!! Exciting!

    Payday on Tuesday!!

    xx
    Original Debt - £30,000 - Novemeber 05

    Debt to Date - £27,998 - June 06
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