Bailiff's - What can be done ?????

Tristan_09

The CAB spoke to the Bailiffs head office and arranged a 28 day payment plan, great so far,so the CAB rang the Bailiff and advised him of this, he proceeded in ringing the head office and cancelled the arrangement saying he wouldn't accept it.
Ive looked at the CCC and they say on there website if a person is vunerable whilst leaving a property then the council may reclaim the debt from the Bailiffs.
This is getting reiculous, this bloke seems to have a vendeta against my wife and has the CAB to sell her wedding rings.
This is getting me irate how one person can intimidate a woman for a debt.

RobertoMoir

The CAB are useless in this kind of thing. Actually thats not fair, but they have no more power than you or I, less knowledge of debt recovery than someone like me, and have a wildly varying quality of advice depending on who you speak to.

Phone your local councillor yourself and ask them to help on the grounds of your wife's vulnerabilty in this area. They should be able to get the council's recovery department to recall the debt from the bailiff.

Tristan_09

excelent, never thought of that, i'll do that right now, will update asap.
thanks a lot

RobertoMoir

Tristan_09 wrote: »

excelent, never thought of that, i'll do that right now, will update asap.
thanks a lot

Do let us know! We've had a fair amount of success in getting debts recalled where there are valid grounds once the councillor is involved - they have access that "normal" people do not and are there to advocate for us after all.

Good luck!

Kimitatsu

Tristan_09 wrote: »

The CAB spoke to the Bailiffs head office and arranged a 28 day payment plan, great so far,so the CAB rang the Bailiff and advised him of this, he proceeded in ringing the head office and cancelled the arrangement saying he wouldn't accept it.
Ive looked at the CCC and they say on there website if a person is vunerable whilst leaving a property then the council may reclaim the debt from the Bailiffs.
This is getting reiculous, this bloke seems to have a vendeta against my wife and has the CAB to sell her wedding rings.
This is getting me irate how one person can intimidate a woman for a debt.

Have to agree with RobertoMoir, unless you have a debt specialist look at the case it can be a nightmare! You need to speak to the council and have them take the debt back on the grounds of her vulnerability - the fact that she has been physically and mentally abused and the stress that this is causing her is detrimental to her emotional and physical wellbeing.

If you speak to the enforcements officer at the council and explain the whole situation they are usually quite reasonable

Tristan_09

Hi Roberto,
Still waiting for the councillor, he says he'll ring before 3o.clock, fingers crossed.
We have however after a lot of tears got a 28 day grace to sort this out from the bailiffs head office, even though the Bailiff still says he is coming on Thursday to possess goods. His head office have guaranteed he will not.
Another scare mongering tactic i think, but time will tell.
Thank you all ever so much for your help and concern on this matter and I will be updating you every step of ther way.
Thank you all again

johnny73

first of all you need to know the facts about what a bailiff can and cant do

in the first instance a bailiff cannot force entry to your home, even if he says he can. he is allowed in through an open door or window so keep them closed. he can only gain access by peaceful means - basically if you let him in.

RULE 1 do NOT let a bailiff into your house. once you have you give him more powers instantly. once he has been in he can then - if you dont make payments - come back and remove goods

generally bailiffs dont take goods on first access to your house, they make a list of goods they intend to remove if you fail to pay in full or make a reasonable repayment offer. once they have "walking possession" of your goods the balance of power is shifted to them and they may be more difficult to negotiate with

the police can only be asked to attend if the bailiff belives there is the threat of violence etc. the police cannot assist him in breaking in and having the ploice there does not give the bailiff additional powers.

the bailiffs are working for the council so have to act appropriately or they could lose their licence. if they cant get access to your proeprty or obtain payment or an agreement to pay after three (usually) visits they give up and the account returns to the council

if your partner is vulnerable, inform the council. send them income and expenditure details along with an offer of repayment. but remember council tax is a priority debt

Tristan_09

Hi everybody,
okay we've had a sort of a break through and really got a big bailiffs back up.
After Roberto advised us to go to the local councillor we did so,after a £50 a week payment plan was set up already.
Then we got a call from our local councillor Mr Alan Shield who was very helpful, he made some calls and got back to us with this outcome.
1. The debt has been frozen.
2. The payment has been reduced to £22.00 a week.
3. He has requested the case be sent to him so he can keep an eye on it.
4. My wife's ex husband's employers have been notified that they will be recieving an attachment of earnings for his half of debt.

A very good result all round.

Thanks very much for everyones help and support on a very testing day.

I'll keep in touch on the forums.

Tristan 09.

copier_guy

Nice One Tristan.

I had been keeping an eye on your posts while at work and was hoping it would work out for you.

blind-as-a-bat_2

Tristan_09 wrote: »

Hi everybody,
okay we've had a sort of a break through and really got a big bailiffs back up.Shame:p:D
After Roberto advised us to go to the local councillor we did so,after a £50 a week payment plan was set up already.
Then we got a call from our local councillor Mr Alan Shield who was very helpful, he made some calls and got back to us with this outcome.
1. The debt has been frozen.
2. The payment has been reduced to £22.00 a week.
3. He has requested the case be sent to him so he can keep an eye on it.
4. My wife's ex husband's employers have been notified that they will be recieving an attachment of earnings for his half of debt.

A very good result all round.

Thanks very much for everyones help and support on a very testing day.

I'll keep in touch on the forums.

Tristan 09.

After the last couple of weeks ive had, youve just made my day, i dont expect you to understand why being new, but you have;):D

Oh and thanks Roberto, that was a good call