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postie's been!

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Comments

  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    ozzyfan wrote:
    Hi Emmzi :)

    so impressed that you have managed all those savings! how long has it taken you? really well done! :j

    hope that one of the 2 interviews leads to a new job for you, you never know you may get offered both of the jobs!

    xx

    Hi OF, thanks for vote of confidence!

    Took just over a year, this job has been a well paid stupid hours never home one.

    Hoping for something more local now even if its less money. Although if I get offered a stupid money one, might think about tackling mortgage...

    Pipe dreams are nice, aren't they??
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    kickingkay wrote:
    hi Emz
    how have you managed to have savings and still have high debts, sorry dont want to sound rude but i have 80k in debts adn im too scared to save incase they take it not that 50 a month (from food budget) is much but, if you have been able to save and make payments???? then it gives me a bit more hope
    thnaks
    klare

    I've been lucky in getting one well paid contract. Bit of a fluke. However just 18 months ago that would have meant no savings and weekends in the carribean... now, the thought of no savings makes me feel sick.

    And lately I've been trying hard at MS techniques. All freebies I can get, pigsback, discounts and vouchers for everything, switched insurers, electricity and gas.. everything suggested here. A

    nd the food has gone oldstyle big time. B/f loving the homecooking and even does some himself!

    Now I'm thinking it's not about how much I earn-it never has been -it's all a state of mind.

    However - I still have about a year (probably) to go - so not finished yet!
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • beanielou
    beanielou Posts: 97,086 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good on you Emmzi
    Hope you get a dream job soon
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Murtle
    Murtle Posts: 4,154 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I think in the depths of debt paying we loose sight of the fact that we did actually have fun whilst we spent the money!! Admittedly we might not remember it due to alcohol etc, but think back and think of things that you did that you can laugh at that night out, remember the meal out with friends etc. Yes we could have done it cheaper, we didn't, we will in future, but don't write off your past! Just think of the cost of maintaining the swimming pool and the fact that it would be too cold to swim in most of the time....and the house you'd need to go with it!!!

    ;)
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Emmzi wrote:
    Any vouchers?

    yeah, got £10 vouchers but not for anything i would be buying in sains.
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
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