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FAB'S New Diary

Hi All,

I thought i would finally start a proper diary to keep me on the straight and narrow...

Im 26 for the next day and a bit at least and before it all goes down hiill on Thursday when im 27:rotfl::rotfl::rotfl:

I Moved in to a flat of my own after me and my ex split up and i am loving the freedom:D

Got a little one who stay's round 2 nights a week and we have loads of fun he keeps me on my toes...

Got a few debts which im trying to sort out just in the process of writing to them all and changing the address:mad:

Start a new part time evening job in the next few days so that should go towards Xmas and the cars Mot at the end of November.

So my first challenge is to save £300 for Christmas and the Mot and service.... and to have as many NSD as is possible.:T

let the fun begin now!!!
«13

Comments

  • found_a_bargin
    found_a_bargin Posts: 201 Forumite
    edited 5 October 2009 at 8:01PM
    Right first things first.... Done!!!!

    Enter Electric reading's online Done!!!!

    Cancel free credit rating thing

    Get ebay stuff ready to posting tomorrow

    Hunt for new things for ebay

    Make lunch for tomorrow

    And im sure there is plenty more...............................
  • beanielou
    beanielou Posts: 96,619 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiney new diary :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hey FAB, welcome!!

    I love my diary and write in it everyday! isn't it strange how getting your throughts down really helps!

    I see we have another list lover too :D

    I look forward to following your progress, do you have any plans for your bday? X
    :j6 debts cleared since joining MSE:j
    :eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek:
    :smileyheaGetting Married 04.12.10 - The MSE way :smileyhea
    :dance: Making this house a home :dance:
  • Hi All,

    If i post in here everyday i know it will keep me motivated!

    No plan's as yet for my birthday, dont really look foward to them anymore littleone is excited though bless him, was going to get a pizza with a friend and have a lazy evening.

    Just sitting here know thinking of what to do next, ive decided that im not letting my ex get the better of me, what she does is up to her ill be there if she wants a chat and of course if its to do with my son, but from now on im past caring what she does or gets up to as it only winds me up more and then i get down about it and waste money.

    onwards and upwards..
  • Aww, you need to celebrate your birthday!!

    Good idea with regards to the ex, if you ever want to vent heres the place to do it!

    I've just had a proper sound off on my diary re: my OH!

    XX
    :j6 debts cleared since joining MSE:j
    :eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek:
    :smileyheaGetting Married 04.12.10 - The MSE way :smileyhea
    :dance: Making this house a home :dance:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Welcome to Diaryland :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Aww, you need to celebrate your birthday!!

    Good idea with regards to the ex, if you ever want to vent heres the place to do it!

    I've just had a proper sound off on my diary re: my OH!

    XX

    LOL after plenty of years biting my tongue its nice to find people on here in the same situations,
  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    Happy new diary FAB! Don't worry about the venting thing, I think most of us would go mad without it! xx
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jsut want to say welcome to diaryland
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Afternoon all,

    Getting organised today which is a bit scary for me!!

    I have only spent £10 today on some odds and sods so not to bad,

    Had to go to the bank today and get them to make a cheque out for £60 as i got caught speeding the other day.....

    So at the end of the day it was my fault but depressing to see that £60 go lol!!

    No post today and my moto is no post is good post.

    Now off to sort the washing out and see what's for tea.
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