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Don't know what to do

2»

Comments

  • jennihen
    jennihen Posts: 6,500 Forumite
    Good luck - the most important thing is to get past the blame game and work on the debt together! If you're both pulling in the same direction you'll be able to turn things around and, when the debts are sorted, you can plan future spending together - that's got to be worth looking forward to!!
    One life.
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    That's good news Les.

    Hopefully once you are able to make a few savings you will be able to put up a new SOA that will look a little healthier. I suggest you also keep a spending diary so you can see exactly what you are spending money on and if there is possibly a cheaper alternative.

    With a shortfall of over £500, how have you managed to keep up the repayments so far?

    Have you tried to get a second job?
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • Congrats on telling her! That's probably the hardest step out the way, but coming clean will make all the difference and you can go at it as a team now!

    All the best my friend.
  • hi dose your partner get a wage, do you get tax credits for the kids ?????

    Regards |MB
    three things for the life ahead
    Faith Hope and plenty of Charity
  • jodan
    jodan Posts: 96 Forumite
    Hi,

    I'm really pleased your wife is being so good with you. Was in the same boat a few weeks ago and know how bad you must have been feeling. I'm just about to make my 1st payment to cccs and it feels great to be dealing with it all, you'll soon be getting the same buzz. Keep on posting and working on the debt. X
    August 2009 - Debt free - August 2013
    Total Debt - £21,478
    New Debt - £0.00
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