We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
I'm not boring-I go camping!!
Comments
-
I've just applied for a balance transfer, I already have a barclaycard that has nothing on it so have applied to transfer my halifax amount with a 0% until March 2010.Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
Yay you!
That's a fine Christmas pot you've opened, and good plans for spending it.
Hope that you get a good start volunteering with your new family. You always sound so easy to talk to, and I am sure you will be great at breaking the ice with them.0 -
Wow,
look at you go :A. I knew this diary would get you all fired up, it's great when you can post each achievement, no matter how small. Might help with the facebook cold turkey too.
Fantastic on the Christmas savings too. Not much idea on presents for your DD sorry. Mine has only come up with Bendaroos so far which is quite cheap but not really going to provide much of a thrill when opening presents:rolleyes:. Are there any shows or gigs she might like to go to or maybe a day out at some event ?
Good luck with the balance transfer
As to new family, I think you're a star & will be great0 -
Well I said I'd be in bed for 12 and it's only 20 past and I'm going as soon as I've posted here so pretty good going for me :T I have actually been in bed since 10 and got my piggypoints done and a few other bits but mainly been on here. I've joined Lovefilm for a 30day trial and got over 3000 piggypoints for it :j I went for the lowest option as I know I'm terrible at cancelling things so should I be charged it will be the minimum amount. £3.91 I think.
Thanks for your post Hollyberry,great to see you back :j
Lula..What are bendaroos? Good idea about the gigs, nothing coming up at the moment but I'm sure there will be some coming up nearer the end of the year for Feb/March. always something to look forward to aswell.
I'm suprised how well the non facebooking is going... I've not had a sweat on atall and I'm not even tempted in the slightest to go activate it again. Infact if anything I'm thinking...what the hell was I addicted for?
Thanks so much ladies for your messages about my volunteering, very touching :A Breaking the ice is certainly the worst part.I think I am pretty easy to get on with and like I say I'm not as nervous this time round so maybe it'll be slightly easier. I shall be posting tomorrow and let you's know how I get on.
Oh well it's now almost 12:40 but still an improvement on the last few weeks and I'm already in bed so will be aslepp within minutes.
Goodnight all, I'm off to dream about eating chocolate.Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
Hello All...
I've had a great day today and I'm feeling very positive about everything :j
First day back to work after a week off and I really enjoyed it, getting up early was a bit of a killer but a shower soon sorted me out.
Meeting my new home-start family went really well, I spend the whole day totally worrying and having second thoughts. I was really doing my boss's head in so she told me I had to phone my Home-start organiser so I did and she calmed me down straight away lol Anyways I went and it was absolutely fine, don't know what I was worried about. And we've made plans for next weeks visit so I don't have the worry of what I'm going to do or say.
I got home and had a statement from my HFC loan and I only owe £75.18 now :j:j That will be getting paid off ASAP!
I've had a great evening with DD, we had tea and then played a game of scrabble and then she read her book before going to bed. She doesn't seem to be at home much these days apart from to sleep so I'm trying to make the most of what time we do have together. I can't believe the difference in her independance this last 12 months. It's kind of good for her but I love having her at home knowing she's safe.
I've had my 1st NSD of the month and when I thought about it I've only spent money out of my grocery challenge so far. I suppose I could count them as NSD's as it's budgeted for but I'm not bothering for now, I'll wait till I up my challenge.
Day 3 of no chocolate and it's not bothering me atall, I'm even considering letting DD make some chocolate crispie cakes while I'm feeling so strong. Obviously if I start to sway a bit I'll give them away as soon as I can.
It's also day 3 of no facebook and I'm not missing it 1 little bit.
Today I've done over an hours worth of ironing, changed my bed, done general tidying and got everything ready for the morning. None of that would have been done had I still been on facebook.
So that's why I feel so positive
I do wonder where I would be right now if it wasn't for this site and all the amazing people on here. Infact the thought scares me :eek: I try everyday to get people I know to join and they're just not interested. I don't get itah well their loss.
How's everyone getting on with their choc challenge?
I might not be around much, tomorrow I'm moving into my Mam's for a week and not sure if I'll be able to [STRIKE]steal[/STRIKE] find an internet connection. Fingers crossed! Can someone keep an eye on Lula's biscuit consuption for me please
Goodnight all :AInitial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
Evening :hello:
You do sound really positive :T Glad you had such a good day back.
I've been good too, no chocolate and i've not missed it, but I dreamt about chicken roast dinners last night...how sad am I :rotfl:0 -
Hi Bowski
You are doing great and great news about the loan, at least thats one more debt less to get paid off once its gone!! :T
I am now on day 4 of the no chocolate, but for once not being feeling like any as I am not feeling too well - Next week will be the big challenge, TOTM and I'm usually terrible for craving chocolate then, If I can survive that then I should mannge a month of chocolate freedomness!!!
Keep going you are doing great.
P
0 -
Hi Zippy... I must have just missed you posting last night coz I was still around for a. I don't think a roast dinner's such a bad thing to dream about but I know I'd just want one when I woke up and realised it was all a dream lol I love dreaming and always remember them when I wake up in the morning but within 10 mins of being awake I've forgotten them.
Well done on the chocolate ladies :T I'm not missing it either to be honest. Palema I'm the same as you normally, but my TOTM is here and I'm still doing ok. It had worried me too but I think I'm feeling too determined at the moment. Hope you're feeling better soon :grouphug:
I was half expecting something to burst my bubble after such a positve day yesterday but it's not happened yet, I've had a great day in work, another NSD, another good day on the diet and no choc, then to top it off nicely I've received my first DVD from Lovefilm.
So tonite I move to mothers, I'll still be at home from when I finish work till DD gets home from school so I'm hoping to use that time to do more cleaning and tidying.
I'm off for a nice soak in the bath while DD has gone to the library and I might even have a nice little snooze while I'm thereInitial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
well done guys on the no choc challenge! Hope you are having a nice weekend
Bowski, I hope you are having another positive day today! xFollowing :money: to keep us debt free :j0 -
Oh I forgot about my diary ... oops!
I stayed at my Mam's for a week and then went on holiday and have kinda just got out of the habit. Anyways it's the beginning of the month again tomorrow and it's always the best time to get back into it.
Well I am very proud to say that I have NOT had one piece of chocolate for the whole of September :T:T It was alot easier than I thought it was going to be, I don't remember feeling tempted atall. So... I've brought a big fat piece of chocolate cake home from work and I'm going to stay up until 12 so I can eat it all up...yum yum yum yum yum! :EasterBun
All challenges start again tomorrow and are all in my sig. Also the diet starts on Friday, it would have started tomorrow but I'm out to an all-you-can-eat chinese buffet and I'm not planning on doing it healthily
This time round I actually NEED to lose weight as my Dad told me this week that he's getting married on the 22nd May 2010 :eek: I am not going to be fat on my Dad's wedding pictures, it's just not an option. I did manage to lose 5lb before I went on holiday but I'm sure I'll have put it all on and more since then.
I'm starting to get all excited for xmas now and since I've opened my xmas saving tin all I've wanted to do is spend it, I've now got £230 in there so I'm going to try and spend it over the next few weeks, I want to try and be organised this year, I'm normally up till the early hours xmas day still wrappingI shall be doing all my shopping online getting as many piggy points and discounts as I can.
Might be back in a bit to do some kind of list for tomorrow and Friday so I don't waste my next 2 days off.
Hope everyone's ok! And if not completed then at least had a good go at the challengeInitial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards