So why isn't this possible?

Really2

Thrugelmir wrote: »

Pension funds gain from tax relief on contributions. So a high percentage of fund reduction has in effect been absorbed by that.

They did before 07 also.
That does not stop the pot devaluing. If your pension was invested in the FTSE you will have not felt hey that tax relief is making a difference you would see

Pot 2007 £XXXXXX:)
pot 2008 £XXXXXX:(

Thrugelmir

Really2 wrote: »

They did before 07 also.
That does not stop the pot devaluing. If your pension was invested in the FTSE you will have not felt hey that tax relief is making a difference you would see

Pot 2007 £XXXXXX:)
pot 2008 £XXXXXX:(

There are plenty of well written pieces that have calculated the total return of investing through either a pension , ISA or property.

Whilst all have different benefits.

In terms of fund size the pension does come out on top, the ISA second and property third.

I know no one that invests in the FTSE as such. I know of people that invest in a basket of shares through investment vehicles that have particular objectives.

I know of few people that have sufficent capital to build a portfolio of property without borrowing. One or two houses do not constitute a spread of risk or a portfolio for that matter.