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I've cleared another card!
mintymoneysaver
Posts: 3,527 Forumite
I managed to write a cheque today to clear my Sainsbury's credit card! :j
Clever moneysavers will say I have gone the wrong way about this as I have paid it off with my overdraft,
but I do have a theory behind this.Out of my own personal spending money I now have NO credit cards to pay off, so my theory is that I will want to get the overdraft down as quickly as possible now,as it is my money and my bank account, rather than another companies!
I hope someone sees what I'm getting at......
The virgin joint credit card will hopefully be going down by a couple of hundred as soon as we get paid on Thursday.It feels so good to be able to write those cheques out.I know how fortunate I am in that we are able to pay this off, although it will have been 2 years of being careful by the time we finally get there.
I hope the credit card will be gone by June and the overdraft by the end of the year!
Clever moneysavers will say I have gone the wrong way about this as I have paid it off with my overdraft,
but I do have a theory behind this.Out of my own personal spending money I now have NO credit cards to pay off, so my theory is that I will want to get the overdraft down as quickly as possible now,as it is my money and my bank account, rather than another companies!I hope someone sees what I'm getting at......
The virgin joint credit card will hopefully be going down by a couple of hundred as soon as we get paid on Thursday.It feels so good to be able to write those cheques out.I know how fortunate I am in that we are able to pay this off, although it will have been 2 years of being careful by the time we finally get there.
I hope the credit card will be gone by June and the overdraft by the end of the year!
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Comments
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Brilliant and well done. :T
Whatever works for you is the right way and it must feel sooo good to have those cc's paid off!Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Well done minty, thats great news! :j :T :beer:0
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Well done
Official DFW Nerd Club - Member no. 0650 -
:T
Congratulations.'You can't change the past, you can only change the future' Gary Boulet.
'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon0 -
Fantastic!
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
:T well done Minty - that must be a great feeling - well done for sticking to it :T:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0
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congrats minty, keep up the good work hun!November NSD's - 70
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If you have a spare £20 you could p[ay off NEXT then you will only have 2 debts left :-)If it doesnt pay rent sell it.
Mortgage - £2,000
Updated - November 20120 -
Oh yes, that will be going as soon as the bill comes in!0
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Well done on going such great guns!
Have you closed the Sainsbury's card to help with your credit rating?CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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