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Bailiffs levied on car i don't own anymore???

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Comments

  • RobertoMoir
    RobertoMoir Posts: 3,458 Forumite
    Part of the Furniture Combo Breaker
    RAS wrote: »
    Hi

    We had this the other week and Herbie21 advised that regarding the car, he can use an unsigned levy but regarding other items, he has to have your signature. So he cant peer in the window, see a TV, list that and stick the levy through the door.

    My understanding was that you had to be able to touch an object in order to levy on it (so as you/Herbie say, a bailiff can't levy on a TV they see through a window if they never gain access) but that the debtor's signature was never needed for the levy, only the walking possession (which isn't strictly speaking required).

    So they can levy on anything in your house once they are in your house, and they can levy on your car (or whatever) outside your house.

    As you know though, I'm somewhat out of date on what the current rules are. I could well be wrong!
    If you don't stand for something, you'll fall for anything
  • ally663
    ally663 Posts: 84 Forumite
    if the bailiff does take the car (now in your neighbours name), dont bother speaking to the bailiff. Your neighbour needs to report it stolen, say they know who has taken it and give the bailiffs details to the police.
  • The op HAS been repaying the debt to the council as arranged, not the debt collectors
    Please read the original post properly before you flame people who may be scared and looking for advice
  • I think I may have missed a post or two. I am a little concerned because I would rather my neighbours didn't know about my debt if that makes sense. I'm embarrassed enough for letting myself get into this situation in the first place.

    I may just need to bite the bullet an knock on their door and explain that maybe they will come to them for confirmation that they now own the car. That is if he doesn't accepts my photocopy of the V5 that he asked to see. I will also show him the postage certificate too.
  • ally663 wrote: »
    if the bailiff does take the car (now in your neighbours name), dont bother speaking to the bailiff. Your neighbour needs to report it stolen, say they know who has taken it and give the bailiffs details to the police.
    Would my neighbours be charged to get the car back? Sorry if that sounds thick!
  • ally663
    ally663 Posts: 84 Forumite
    I could be wrong but it would be treated as a stolen car. This is why bailiffs really have to know who's car it is before taking it. You should'nt have to prove you dont own it but good on you for getting your photocopy, its up to the bailiff to prove you dont. Maybe someone else will have some better advice, maybe someone who has had this happen or knows someone? Anyone??
    In the meantime stay strong and good luck.
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Would my neighbours be charged to get the car back? Sorry if that sounds thick!

    I doubt it - normally, when property is wrongly siezed, the 'bailiff' company would be responsible for any return costs.
    It would be tempting to think that the 'bailiff' could e charged - with theft.:rolleyes:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
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