Don't know what to do

scottishspendaholic

That's fantastic news tinkerbelluk! You guys definitely did the right thing - lets hope she sticks at it. Any chance of sticking her on here for a nose around?

scottishspendaholic x

tinkerbelluk

LOL - No chance - I think she needs a little bit more time to come to terms with the fact that this time there is no way out apart from paying off what she owes!

And her reasoning would be that it wouldn't help her - she knows what she needs to do - her outgoings are simple: (all per week and approx)

Rent - £20
Mobile - £30 (in arreas so this is paying off a previous bill)
PAYG Mobile - £10
Bus Pass - £10

She's earning about £200 a week so even if she pays off £100 she still has £40 to spend on herself and considering she was earning nothing then this is a huge increase in salary for her

Glitterari

Well she could cut down her mobile PAYG even further - I spend £10 per month on o2 PAYG and I get free minutes and texts included.

C xxxx