Get yourself a 'Mortgage Pig'

mh1923

The only superstition I know about pigs is that you are supposed to eat pork on New Years Day for luck, because pigs can't look backwards. I don't know if that's true, but I do know that ham is awfully good with black eyed peas and greens, which is the other traditional New Years food (at least in the southern US) because the black eyed peas represent coins and the greens represent paper money. I can't speak to its efficacy in enhancing riches, as I've never been rich before, but it's good eatin', anyway! (lol... I'm lapsing into my southern accent just thinking about it! It makes my husband cringe... :rotfl:)

I bought my adorable little piggies on ebay! Yup... piggies! It's a boy and girl piggy hugging, because the best motivation for me is knowing that me and Mr. Me are working together to make our Happily Ever After retirement dreams come true. First we get out of debt. Then we save up for the down payment on our own home. Then we pay off the mortgage. And eventually (in 30-40 years), we retire to a nice little cottage in the southwest and enjoy the hell out of doing nothing.

And to think it all started with a pig...

-Michelle

Sofa_Sogood

Spendless wrote:

No not heard of that one. My nan used to say it about birds and then got a budgie :rolleyes: .

lol

My Mum hated bird ornaments, yet had a budgie too If a stray bird ever flew in the house - that was it. Bad luck for at least 24 hours I'm the same now.

If we bought her anything bird related, it suspiciously disappeared

Same as those ornaments that have artificial 'snow' in them (can't remember what they're called now ) but where that superstition came from I'll never know

But I'd never have one either

OOps ...forgot to stay on topic.

I'll buy a plastic cow

Sofa_Sogood

Sarahsaver wrote:

Lot of my friends won't say p*g for religious reasons;)

That might explain it - thanks.

Sofa_Sogood

mh1923 wrote:

The only superstition I know about pigs is that you are supposed to eat pork on New Years Day for luck, because pigs can't look backwards. I don't know if that's true, but I do know ....

I had to snip the rest ... sorry , but thanks for the near explanation

aliasojo

deepseadiver wrote:

Im overpaying my mortgage by £400 per month. This will half my remaining term from 12 to 6 years.All I can think is that you must have had a lot of take-aways prior to getting the pig to pay yours off the way that you did!!!

Lol.....have you been raking in our bins?:rotfl:

Have I annoyed you? Lots of exclamation marks there.

Our mortgage isn't paid off yet but will be soon.

Obviously our mortgage hasn't come down JUST because of Herman. Our mortgage was for 10 years (and I did say in my first post that it wasn't huge to start with) but we've been chipping away for some time and have cut 6 years off it.

OH got regular bonus payments from work for a while, which got paid to our mortgage and that made a big difference. When the bonuses stopped we didn't want to go back to just normal payments again and that's when it dawned that on a normal month, we used to waste quite a sizeable amount. That's what the pig idea is helping with. It helps us to focus more on stopping the wastage and making our money count even more.

Takeaways in this house were £20 a go on average for Chinese or £25 for Indian. One takeaway night at the weekend added up to £80/£100 in the month! Our takeaway night originally started as a 'family night' when we got loads of food and played board games. It soon became obvious that we couldn't keep it as a once a week thing if we wanted to get shot of our mortgage.

We were also spending a small fortune at the corner shop most nights on juice or milk etc and didn't realise how much all the little bits added up. When we did, we soon realised what a difference it would make and would mean cutting yet more time off how long we would need to keep paying for. So, my mortgage will be paid off this year as opposed to the next, or even the year after.

And yes...that extra time off is down to the pig.

of course everyone's situation is different. The idea works for all though.


Sofa...that's a new one on me. Would you mind desperately if you were strange and unique? :rotfl:

aliasojo

Sarahsaver...our mortgage is with A&L and is a flexible one where you can overpay any amount at any time, so no charges or fees of any kind.

Sofa_Sogood

aliasojo wrote:

Sofa...that's a new one on me. Would you mind desperately if you were strange and unique? :rotfl:

Again?

No, that'll do aliasojo

Tondella

halloweenqueen wrote:

Bartrum, Barry, Bart, Barney? (all BA of course!!)

can't call him barney - that's my nephews name!!!! :rotfl: major family ruptions narrowly avoided!

Batgirl

Tondella wrote:

can't call him barney - that's my nephews name!!!! :rotfl: major family ruptions narrowly avoided!

What about BABE/ its still BA and its obviously a good name for a very lucky clever human pig. Babe must have made a fortune for the family in the film - selling their story to the Sun no doubt - so I think Babe is a great idea. let me know what you think

Tondella

Batgirl wrote:

What about BABE/ its still BA and its obviously a good name for a very lucky clever human pig. Babe must have made a fortune for the family in the film - selling their story to the Sun no doubt - so I think Babe is a great idea. let me know what you think

Thanks! someone suggested babe earlier when i spotted him on ebay. Except now that i have met him he has such an old-school old-fashioned face I can only think of old-fashioned names to suit him. hmm, maybe I'll go onto some baby names webpages!

My gym was having a free lookaround day today and so i didn't have to pay for my session. that's £4.50 fed to my nameless pig this morning - and a load of coppers I gathered together last week as counters for a guides game i was running. He's got a really good rattle now!