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A trilogy in seven parts.....hypno's latest efforts

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Just nipped in home on my way to the download meeting thing - yes, I am going empty handed :o More kicks up the backside will be administered this evening I am sure, although I did, in my humble defence, get some ideas down on paper.

    I have managed a NSD today, though, so that is good news - that takes me up to 7 for June which is 5 more than May and 6 more than April.......I'm getting there!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    They say the greatest journeys begin with little steps - just think, Hypno, how much you might have spent in the bad old days before that lightbulb went on.......
    One life - your life - live it!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    They say the greatest journeys begin with little steps - just think, Hypno, how much you might have spent in the bad old days before that lightbulb went on.......

    And think how much more it would have been if I had ever had sky, or smoked, or drank, or owned a dog!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi hypno hope the download meeting goes well - and unrelated - hope you manage to get the £4K back from the banks!

    My car is now permanently off the road... did it a little damage last week - anyone know what to do about selling it for scrap or whatever?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Sorry to read about your car, SH - that was one heck of an expensive job interview then.....I don't know much about scrapping etc. There is a motoring board on MSE - could be worth enquiring on there?

    Download meeting went well - I have committed myself to recording again next Monday - so I had better have a script or two ready by then :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 22 June 2009 at 11:07PM
    evening all
    just messing around
    http://forums.moneysavingexpert.com/showpost.html?p=22702343&postcount=1319

    edit,,,,,,,,not quite right !!!
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning all - It's payday :j

    always a good day, so I will be getting my calculator out when I get to work and sorting out what money we have for the next few weeks. Hopefully things will look positive!

    £42 profit made as well on a casino thing over the weekend which has hit my bank account, so that has gone into the "pay off the debt" pot, and will be transferred to OH egg loan on 1st July :D

    So, all in all, a reasonable start to the day. Aiming for a NSD as well today, so hopefully I will be reporting success on that later on.....

    Have a good day everyone, and enjoy the sunshine!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    All sounding very positive at your end.Payday is always a good day.Have a good day yourself.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    If only it were payday every day!! Or even every week.......:rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Now that would be nice...LOL
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