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prophecy_grrl's *insert witty title here* debt diary

prophecy_grrl
prophecy_grrl Posts: 670 Forumite
Part of the Furniture Combo Breaker Debt-free and Proud!
in Debt free diaries
I've decided to delete my diary - too much detail in my posts has almost got me 'found out' by friends!

I will still post on other threads, and hope you guys understand.

prophecy x
*** PROPHECY_GRRL***
*** DEBT FREE AS OF 17/10/11 - I DID IT!!! ***

Comments

  • ragstoricheswannabe
    ragstoricheswannabe Posts: 2,090 Forumite
    HELLOOOOO!!!!!!

    yay for starting your diary! i am subscribed now so you must keep it updated!!!!

    I am with you all the way on the losing weight, although havent joined any groups or anything.............................. if you post your tips here i wont need to!!!!:D

    You seem very organised and determined, hoping some of that rubs off onto me. Am very organised at work but just cant get motivated at home. Had a long list of things i wanted to catch up on today and not done many of them.........

    so, how did you manage to clear your £20k of debt and how long did it take you????
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hello

    Well done of hitting the savings target and clearing your to do list.
    :j
    May 2013 new beginnings:j
  • ragstoricheswannabe
    ragstoricheswannabe Posts: 2,090 Forumite
    well done on meeting your targets and for completing your to do list!

    wish i had your will power to resist the easter egss, dark and praline choclate is a weakness of mine (oh and mint aeros) but your little un will love the door bouncer!!!!!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • savingholmes
    savingholmes Posts: 29,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on all your progress so far and for being so organised - and good luck with your journey!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Good luck for tonight.
    :j
    May 2013 new beginnings:j
  • ragstoricheswannabe
    ragstoricheswannabe Posts: 2,090 Forumite
    ooh good luck tonight hun, let us know how you do!!!!! The veg curry sounds nice.......................
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • savingholmes
    savingholmes Posts: 29,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi prophecy - hope the weigh in goes well - and that you make progress shedding pounds of debt and of weight!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • ragstoricheswannabe
    ragstoricheswannabe Posts: 2,090 Forumite
    edited 5 May 2009 at 8:13AM
    Hey, where have you gone??????!!!!!!!!! come out, come out where ever you are.........

    ooh, just read your updated first thread.............................. boo to friends nearly finding you out.
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
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