We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

LP's 2009 masterplan

1468910

Comments

  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    edited 9 May 2009 at 7:43PM
    I am so so tired. All this overtime is draining me. Rumors are it will last 2-3 month minimum because the firm will not be employing summer agency temps this year.

    Anyway I need to speak to Mr Pixie to see when I can and can't work to fit in with his hours and his own overtime.

    I have the 'next' debt firmly in my sights. I estimate if the rumours are true I could earn enough extra to add to the regular payments we make to ensure that it is clear for September :)

    This brings us on to our next little problem. We want to move. Like really want to move. Our fixed rate deal expires end of May 2010 so we have around 1 year to clear debt and save a small fortune. :eek::eek::eek:

    We are looking at needing around 30k as a deposit minimum but we do and should have some equity in this home but who knows how much in a years time.:confused:
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • afsha
    afsha Posts: 44 Forumite
    your doing great keep up the good work. Remember to rest up.
    Start Weight: 11st 9lbs /73.8 kg (BMI 31)
    Current Weight: 11st 8lbs/73.3 kg (BMI 31)
    10% Target Weight: 9st 8lbs/60.8 kg (BMI 25)


    Member of the Lose Weight 13 thread
    August Challenge : 5lbs

    WW online member but STILL need help.
  • EssexHebridean
    EssexHebridean Posts: 25,847 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Full marks to you for striking while the iron is hot with the overtime.....just make sure you have enough time to recharge your batteries as well - otherwise you'll burn out totally.

    You're doing brilliantly though - well done! :T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Thank you Essex Hebridean. I will regarge the batteries regularly. I have worked a 57 hour week this week :eek::eek: There is noway I am doing the same next week however I might do 50 hours if it is offered.

    I could do with sleeping for a week tho.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Grocery shop this week was £30.94 :D
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • afsha
    afsha Posts: 44 Forumite
    welldone!! looks like you'll be getting to the bigger house sooner
    than you think. What are your current expectations.
    Start Weight: 11st 9lbs /73.8 kg (BMI 31)
    Current Weight: 11st 8lbs/73.3 kg (BMI 31)
    10% Target Weight: 9st 8lbs/60.8 kg (BMI 25)


    Member of the Lose Weight 13 thread
    August Challenge : 5lbs

    WW online member but STILL need help.
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    at the moment we are looking at being DF early 2010. We need a 4 bed house and a 30 k deposit at todays prices. The aim is to save save save once debt is paid and hopefully be in a serious position to be moving summer/autum 2010 provided ofcourse our current home sells.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    I have once again been very lax at keeping this diary updated. NOt alot has happened. Their is more overtime in my work saturday and sunday I think i will be doing large chunk of it as I have a day off midweek anyway. Looking forward to seeing my payslip at the end of the month and seeing some debts tumble
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    well that is me ready for work :) kids had me up just before 5am.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    well i did a 6 hour shift yesterday :) can't wait for payday but i think it might be on next monthsas the cut off is usuall around the 15th!!
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.