Fredrickson International Help plz

Nick1984_2

Hello,

Over the past year i have been paying capquest by DD for a debt i have with littlewoods, Which i have no problems with.

Yesterday i got 2 letters one from capquest saying that i have £175 left to pay and they are uping my DD which also i dont have a problem with.

The 2nd letter i got was from fredrick international limited on behalf of phoenix recoveries saying that i have to pay the full balance of £375 for the same debt!

I phoned this fridrickson and tryed to explan that i am already paying this debt to capquest and they say that i only have £175 left to pay, the person i was speaking too then changed and got nasty down the phone, saying that i need to stop paying capquest and pay them. I told them that i was not willing to do this as i am already on a repayment plan with capquest,

He then said if i do not pay they will take me to court.

I phoned capquest and explaned to them what was going on and the woman i spoke to said the debt is with capquest and i should phone frerickson and ask them to phone capquest so this matter could be sorted.

so i did that and again the person at fridrickson got really nasty and said they donot contact other companys only there clients. he then said if i donot pay then they will take me to court.

Can they do this?

both letters have the same account number from littlewoods.

I really don't know what to do. can anyone help?

Nick

ebsay2000

Good news for me regarding Fredricksons..............

They have accepted a £1 monthly payment from me!

They were the first debt collection agency ive personally had to deal up......since CAB abandoned me!

I filled in Fredricksons form on my out goings and incomings and what n who i owed money to, like i say the first time i'd done it myself..........and thankfully its ok.

Also i didnt sign my name.....just printed it, thanks to advice from here!

LilacPixie

Nick - it is against the OFT debt collection guidance for two DCA's to persue the same debt. Please phone NDL for advice.

There is also a letter kicking about somewhere but i can't find it at the moment. when i do i will post it.

stapeley

Did you ever receive a notice of assignment from Littlewoods saying CLAP QUEST had their authority to collect on the debt ?

itsnever2lateisit?

Its all bluster from Fredrickson, they would look very stupid in court once you demonstrate that you have been paying this debt to another DCA for some considerable time.

If it were me, I would ask Fredrickson to go ahead, I would look forward to that day in court, but thats me.

You could request/demand full disclosure from Fredrickson, in accordance with the Data protection Act, you might then find that it is Littlewoods who are misbehaving, but that costs time and money, why should you?

Nick1984_2

as far as i can remember i didnt get a letter from littlewoods. just one from capquest saying i now need to pay them, which i have been doing.

also the first letter from capquest had the ammount of £600 odd which is now £175 but this letter from fredrickson says the ammount is £375 which is seriously overdue and that i have failed to respond to correspondence(it the first letter i have from them!!!!).

surely if they think they are the DCA shouldnt the total be £600 odd???

i have e-mailed the NDL i tryed phoneing but all line were busy.

itsnever2lateisit?

It might be that Capquest have sold it on to Fredrickson. Even if that is the case Fredrickson are not behaving correctly, nor Capquest for that matter. If Fredrickson come back, write to them demanding sight of the deed of assignment, a statement of account, you will need to send them a £1 postal order, and dont sign anything. There is a template letter on the board somewhere you can use