Pension from husband's contributions.

jennifernil

My husband (66) currently has an additional amount on his state pension for me as I have no income. I understand that when I turn 60 this will then be paid to me.

I will be 60 next month but have had no correspondance from the pension people. Do I have to claim this pension to have it paid to me? If so how do I do this?

EdInvestor

Contact the Pension Service and ask.

https://www.thepensionservice.gov.uk

McKneff

alhough he claims something for you now as you have no income, as far as i know you can claim a pension on 60% of his contributions, when you hit 60, this will be your pension. I would have thought you should have heard from them by now.
as EdInvestor says, contact them.

margaretclare

anniehanlon wrote: »

alhough he claims something for you now as you have no income, as far as i know you can claim a pension on 60% of his contributions, when you hit 60, this will be your pension. I would have thought you should have heard from them by now.
as EdInvestor says, contact them.

You get 60% of the full state pension, which is £90.70 at present. 60% of that is £54.42.

If he dies, or if you get divorced, you can claim 100% of the full state pension, £90.70 a week.

jennifernil

I have now downloaded a claim form to send in. Tried to do it on line but half way through it kept "freezing" and I could not complete it.

I did ring them and was told that the extra he gets will automatically stop when I am 60 and I need to claim, though nobody could tell me why I had not got a letter about it.

As OH only has 37 years NI contributions, he has a reduced pension, so my 60% is also reduced.

I could also have done a telephone claim, which apparently takes 15 munutes, but as I got cut off at that point, I decided not to ring the 0845 number again!

The freephone number given on "saynoto0870" is only if you are also entitled to pension credit apparently.

jancee_2

Surely it's worth ringing the 0845 number and persevering for that amount of money if you haven't got entitlement of your own?

jennifernil

I have sent in a claim by "snail mail", I would have to send marriage certificate anyway, even though they had it when OH claimed!