2009 MF Wannabe's

RosieTiger

cheeryoleary wrote: »

3 weeks this Saturday if anyone is up for this. I'm going to start thinking of a creative way of raising some extra cash.

starting a new thread for this ? It would be good !

CountingPenniesClaire

jollybabe wrote: »

Hi violetblue! Oooh, I like that idea - at the moment I whack in everything 50p and under into it (except 5ps as I have to use these for the Toll Bridge I go over to work sometimes!) but it's very haphazard (usually when my shoulder starts aching from all the loose change in my purse!). £2 would build up quickly as well... I think I may implement this.

Those pesky toll trolls - taking all our money! :rotfl:

Gazella77

Zavorny thanks for encouragement and your hard work adding up for us

I've put another £450 today as I had 2 unexpected gifts from my family - both in the form of banknotes LOL

&7685 ytd!!!

jollybabe

CountingPenniesClaire wrote: »

Those pesky toll trolls - taking all our money! :rotfl:

I know...damn them!! And the guy in the morning collecting the toll, definitely a troll - he could at least be a little bit friendly!!! :rolleyes:

jackiegibbo

zavarony wrote: »

Evening All,

Well April is underway and the totals are adding up nicely!!!

A Special mention to RosieTiger - Way to go - youve hit and passed your target!! what an achievement and an inspiration to the rest of us - what more do we need to keep the momentum rolling.... :j

CAKE21 - how nice would it be to see the back of the student loan??? I was so glad when mine had been paid up - a weight off my shoulders since it seemed to take an age to pay back!!

LOVINSAVIN - Well done for making your first OP!

OVERTHETOP - What a fantastic start to the year!

TWINKLIE & LMS - hows the remortgage going??? Im going to be in the boat with you soon, and am hoping I'll still be able to keep the momentum up - at least its all through and you can start planning how to pay it off sooner!! :rotfl: it is frustrating tho how long it all takes tho its the solicitors that holding me up not the bank!

COURGETTE - Get your whole body into the room and stop sneaking around!! Welcome back - where have you been???? Anyway well done for OP'ing £40 is so much better than nothin at all

RUMNCOKE - Sorry to hear your news, hope your OH is ok? I think that saving the OP money is definately a good plan and as you say you can always pay it off when things start looking up and OH can start thinking about going back to work

GAZELLA - theres no stopping you now is there - what a roll your on - can i please be swept away with you :rotfl:

JACKIEGIBBO - hows the new Standing Order, do you find that you miss the extra £15 per month - more than £60 extra going into your mortgage a month

SMILEYG - Thanks for your message - I have been kept busy with the mortgage etc but its the Uni study that Im doing at the mo thats taking up the most time, assignments and exams are looming fast so I seem to have taken my eye of the MSE ball somewhat lately! although my increase to working full time has had a massive impact too - I dont know how people do the working full time thing :rotfl: its a killer

To all those I haven't mentioned - Well Done - I have updated en masse tonight, about 30 emails plus postings on the thread, we are making a huge dent in the mortgages that we have and have exceeded £300k now - definately on track for the million we are aiming for.

Speak to y'all soon :wave:

Zav
x

Hi no i havent noticed the extra £15 its only a couple of takeaways but i cant for the life of me work out my new total for the year................maths was never my strong point:D

jackiegibbo

ooops meant to say another £90 went off to the halifax today.Good luck to everyone with their challenges:T:T:T

TurnaroundSue

Right I have a bit of a quandry and hoping that you guys can point me in the right direction.

I have £2k saved to pay off my mortgage for this year (this is the 5% allowance I can make) and was planning to pay it all in one go at the end of this month. We have since had some decking done in the garden and the credit card bill has come in for nearly £800 to pay for the wood etc. Now I have a Barclays account where I can pay a maximum of £250 pm which attracts an interest rate of around 7%, but has a 12 month tie in to get that interest rate. Now have been trying to work out would it be better to not pay all my mortgage op now and catch up over the next 12 months or do I take out £800 from Barclays Saving account and lose the interest rate on that? My mortgage is £30k with a rate of 5.2% fixed?

Hope I haven't confused anyone with this, but any advice you are able to give I would be very grateful - many thanks.

cake21

zavarony wrote: »

CAKE21 - how nice would it be to see the back of the student loan??? I was so glad when mine had been paid up - a weight off my shoulders since it seemed to take an age to pay back!!

Thanks Zav, I absolutely can't wait! :j

RosieTiger wrote: »

Coming soon, my nominations for the Jan to March MFW 2009 awards ......

?? Zav for efforts on our behalf

Seconded

Sleepy_head_2

Number 280 dropping by to say hi! April overpayment of £954 has been made, this will be my last overpayment until August as I've reached my 10% limit, for my mortgage year, which I'm allowed to overpay with the Halifax. I'll pop my overpayment money into a savings account until then and then pay a chunk off.

Sleepy head

zavarony

cake21 wrote: »

Thanks Zav, I absolutely can't wait! :j



Seconded

Thanks for that cake21 and RosieTiger :o:o:o

Zav

btw - how do you quote twice in the same post???