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2009 MF Wannabe's

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Comments

  • SmileyG wrote: »
    Looking forward to seeing that bottle of wine with the cork out ......

    Don't worry. There will be a picture ;-) I'm planning on hitting my farm shop this Saturday for a mighty fine leg of lamb... with a cashback credit card of course!

    Okay... scores on the doors.... Nasdaq (where my investment is) closed today with my stock properly up. If I sold now (which I can't as I have to wait until Thursday at 2:30pm UK time) I would be £213 short of being mortgage free.... not including being stung for Currency conversion. In the short term (two months), I expect the investment to rise by 5%. Can't decide whether to bail or not.

    Three sleeps to go. Santa is almost here ;-)
  • Don't worry. There will be a picture ;-) I'm planning on hitting my farm shop this Saturday for a mighty fine leg of lamb... with a cashback credit card of course!

    Okay... scores on the doors.... Nasdaq (where my investment is) closed today with my stock properly up. If I sold now (which I can't as I have to wait until Thursday at 2:30pm UK time) I would be £213 short of being mortgage free.... not including being stung for Currency conversion. In the short term (two months), I expect the investment to rise by 5%. Can't decide whether to bail or not.

    Three sleeps to go. Santa is almost here ;-)

    Great stuff, time to let that wine breathe !
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • co123456
    co123456 Posts: 368 Forumite
    Mortgage-free Glee!
    edited 30 September 2009 at 5:38AM
    My stock on the Nasdaq was down today, but nothing to worry about. The £200 Cashback I'm on course to net from my Egg Money in February will cover this. I'm long on the stock and have the majority of my 'debt' on a credit card expiring in May. Plenty of time to hang on in there or bail.

    Two sleeps to go.

    Keep going, the lot of you! ;-)
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    edited 1 October 2009 at 7:51AM
    MFW #157 update

    September Stats:-
    Overpayment in blue, Year To Date Overpayment in red and Balance in green.

    Month / Overpay / YTD Overpay / Balance.
    Sept / 645.00 / 6,649.17 / 85,932.67
  • chirpchirp
    chirpchirp Posts: 1,983 Forumite
    Part of the Furniture Combo Breaker
    #308

    Sep overpayment: £703.42

    Overpayment for year: £2844.35

    Balance: £238,859.06
  • talana
    talana Posts: 1,077 Forumite
    Morning all! :p
    MFW no212 checking in for the first time in several months.
    I took the summer off OP'ing so that I could live a little/have a holiday etc
    However I did also use the summer to rearrange the mortgage to my advantage so the interest rate is much better. :T
    But there lies the issue. It doesn't make financial sense for me to directly overpay any more. Instead I'm putting the money into a savings acct that beats the mortgage interest rate. It's not going to be touched for any other purpose though, I'm determined.

    Can I still be in the MFW challenge? :confused:
    If so, I have another £1000 payment to report.
  • co123456
    co123456 Posts: 368 Forumite
    Mortgage-free Glee!
    2009 is going to be THE year for me to become totally debt free. I've a 24K balance which is currently costing me 0% interest due to my stoozing activities. My mortgage deal of 6.09% with Northern Rock ends on 1st June 2009. On or before the 9th of November, I WILL become mortgage free.

    Woop! No longer a MFW! Been waiting to reply to the above post for a while.

    Five weeks ahead of plan. Well…. actually 17 years and 10 months ahead of plan. Today I only have self created credit card Stooze debts and have placed a limit order on my share investment. I even came out of this with enough to pay the remainder of my Council Tax for the year. I’m keeping the mortgage with a small balance as I have an outstanding complaint, which fingers crossed will result in a small amount of compensation.

    So that’s it! All that’s left for me to do is wish you all well and end with a picture.

    mf.jpg?t=1254400570

    Cheers!
  • MFW #254 reporting in for September. Overpayment of £1,500 this month, £8,259 for the year with a target of £9,000. Would have been more but mortgage company said I was overpaying too much. Strange as I had checked with them some months before to ensure it was OK and they said it was! This means my excitement last month at being below £70,000 this month was slightly misplaced. Never mind, next month we go back on to the variable so I will be allowed to overpay as much as we like. We will go below £70,000 then and hit our overpayment target. Oh the excitement!
    So far: Council Tax downgrade success and £1,000 refund | Mortgage redemption refund £25.00 | Lightspeed £65.00 | Pigsback £30.00 | Quidco £130.00 | Topcashback £405.00 all courtesy MSE :beer:
    MFW #95 Mortgage at Jan 2010 £66,000 OP Target for 2010 £23,850 OP so far £23,200.00 Balance now £39,918
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Number 39 checking in.

    Overpayments in Blue.
    Interest in Red.
    Balance in Green.

    October: 450.00 (328.81 / 121.19) / £182.63 (5.89) / 267.96 / 40,391.28
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • SmileyG_2
    SmileyG_2 Posts: 359 Forumite
    Woop! No longer a MFW! Been waiting to reply to the above post for a while.

    Five weeks ahead of plan. Well…. actually 17 years and 10 months ahead of plan. Today I only have self created credit card Stooze debts and have placed a limit order on my share investment. I even came out of this with enough to pay the remainder of my Council Tax for the year. I’m keeping the mortgage with a small balance as I have an outstanding complaint, which fingers crossed will result in a small amount of compensation.

    Cheers!

    Fanatastic news! Is there a new NSE challenge awaiting you now?

    SmileyG
    Target acheived: _party_ Mortgage offset in June 2012!_party_
    Mortgage = -£98
    Endowment = £0
    Investments = £40,247
    [STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)
    "Don't spend then save, save then spend!"
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