I'm sitting here devastated!

SingleSue

Dumb Luck - As a diabetic you must ensure you get enough food as a priority, a hypo would not be good news for you if in front of a class or driving to school.

Please, please say you will try to get enough ....I'll worry otherwise!

*I was a wife/partner to a rather brittle diabetic for nearly 20 years and it got dangerous at times!

dumb_luck

Sorry to have worried you Singlesue, I made sure that the first thing I did was plan my food shopping this month- I did eat, I just didn't eat a lot, and it wasn't the sort of delicious fair you could serve up in a staff room... I have made sure that that isn't an issue this month...

scaredy_cat

DL, I'm a bit worried that you don't seem to have enough money for general living. Can you post up you SOA?

dumb_luck

My SOA

Income £1835
Rent+ CT £750
DMP £495.29
Loan to Parents £150 (PayPlan told me not to include that I pay this on the SOA I sent out to creditors because if it was included it would have to be included on my DMP, my parents would be made aware, and it would add to the lenght of time my DMP will take.)
Electricity £40
Telephone/ VM/ Broadband £70 (I know it seems a lot I'm Irish so I get 800 anywhere mins for £30 an also have TV/ Broadband on top of that)
Mobile £10
Uni course fees £57 (am on scolarship so it's not so bad)
Travel £60
TV Licence £10.50
Medication £24
Health insurance £31
Food/ Household necessities £118
Cat £20
Total: £1835

jscalow

Dumb Luck,
I wish you all the very best getting everything sorted out. Why dont you take some time and go to VM tv on demand, select comedy and watch Chris Rock live, won't cost a penny and will have you lol. All the best !

scaredy_cat

dumb_luck wrote: »

My SOA

Income £1835
Rent+ CT £750
DMP £495.29
Loan to Parents £150 (PayPlan told me not to include that I pay this on the SOA I sent out to creditors because if it was included it would have to be included on my DMP, my parents would be made aware, and it would add to the lenght of time my DMP will take.)
Electricity £40
Telephone/ VM/ Broadband £70 (I know it seems a lot I'm Irish so I get 800 anywhere mins for £30 an also have TV/ Broadband on top of that)
Mobile £10 - can you get a better deal for this?
Uni course fees £57 (am on scolarship so it's not so bad)
Travel £60
TV Licence £10.50
Medication £24
Health insurance £31
Food/ Household necessities £118 -i think this should be about £140 at least also to include emergencies
Cat £20
Total: £1835

Can you see if you can do a revised SOA for payplan to reduce the amount you pay?

Moozer

Hi,
Best of luck dealing with these vile people - they really are disgusting.
As far as food is concerned - could you do duty at lunchtime? At my school teachers get paid (a little) but also get a free lunch. It might help in the short term.

dumb_luck

That's a great idea, and I do a duty in school once a week, and our payment for that is dinner BUT they won't allow us to do two because they obey the Work Time Agreements...

dumb_luck

scaredy_cat wrote: »

Can you see if you can do a revised SOA for payplan to reduce the amount you pay?

Thanks Scaredy_Cat. It is a really tight budget, and while I find it hard it was worth it until yesterday...

I think I could get a better deal on VM if I was willing to lose my 800 minutes for £30, but my bills used to always before I got this be in the region of £300 from just calling family and friends back home (whic is some of the reson I got into trouble). £40 is pretty reasonable for line rental, broadband and TV. suppose I could top up my mobile by £5 instead of £10 though.

I just handed over my rent money to my LandLord a few minutes ago. OUCH!:rotfl:

scaredy_cat

or call them, say you may have to cancel cos money is tight - and ask if they can do you a better deal?

If you don't ask, you don't get!

Also, i have started using quidico cashback site to buy things - so far i've got £32 cash back. it takes a few months to get the cash because of validiation but every little helps!