Mrs. P's Diary

MrsPorridge

After reading the boards I discovered that it was a 5p listing day on ebay (only for some though). I checked and I was eligible. I have spent the afternoon scouring the house and have now listed 14 items on Ebay (4 of which I re-listed which didn't sell last time). Just checked Ebay again and I have one bid of £5 on one item already! Lets hope it continues.

Mrs_Money_Penny

Hi Mrs P glad to hear you are having such a productive day today. My children both have those Halifax money boxes their very good. It's a horrible windy rainy night tonight, hopefully it will be better tomorrow morning so I can walk to work. Like to save diesel when I can. I haven't managed any NSD's yet as I've started christmas shopping. Have to start some when. Good luck for the rest of the week.

savingholmes

Hi Mrs P and other posters. I've just read the whole thread. It sounds like meal planning is really working for you. I've done it a bit but not consistently - I have however pretty much got all my Xmas presents. Now buying the ones from others for the kids where they give me the £ later - hopefully not too much later...

MrsPorridge

Had nsd no. 6 today. I feel that this month I'm definitely going to make my target.

Tomorrow won't be an nsd as we DH and I have to go to a meeting at DSs school tomorrow evening and won't be home till almost 9pm. Have decided to get fish and chips on the way home:T I know its naughty but its a long time since we've had fish and chips and it will be too late to cook (or at least that's what we say) and it is our main meal of the day. I think I've done enough to persuade myself that its a justifiable spend.:D

MrsPorridge

Enjoyed my fish and chips last night!

Unfortunately no nsd for me today.

Am installing some new software on my computer tonight! Lets hope it doesn't crash and I can still access the internet.

MrsPorridge

Just catching up with myself:j I've had the lurgy for a couple of days felt really fluey, achey and coughy but still carried on:j Did a bit of shopping this morning and managed to pay £40 into my new ISA.

Had to send off all my ebay packages, sold £148 worth of stuff so absolutely delighted. However, this has all been swallowed up by bills. How come I just about manage to get a bit of money together and then all the bills come in? Had a water bill for £186:eek: Then electricity bill for £110. Why do they all come in together. Anyway on a very positive note, 6 months ago I would have had to use the credit card, today I am using money put aside for bills.:T Only problem is now I have started to save a bit towards bills each month I don't want to spend it.

I am now 3 months without using the credit card - and boy does it feel good.:D The balances on the cards aren't going down as quickly as I would like. I am paying off more than the minimum and at least the balances aren't going up. Its still quite a fine balancing act though.

I really don't think that I can find anything else to Ebay now!

DS wants to go on a school trip next year, so am going to pay for that for his Christmas present, which takes the worry of that away for the moment. Am going to use the child allowance to pay for the trip. A few months ago I opened a new current account and the child benefit (and only that) goes in each week. This is great as there is no temptation to touch it. So I have the money ready organised for that.

I am getting there, but very slowly. I am still a bit too scared to use the snowball calculator but am getting the nerve up to post how much I owe on my cards on my siggy.

MrsPorridge

Had to buy diesel today - was hoping to eke it out till tomorrow but wasn't to be:D So therefore no nsd. However, and this is really ambitious am now aiming for four nsd's in a row - Tuesday, Wednesday, Thursday and Friday.

paybacktime2008

Would it be worth considering paying your utilities by direct debit. You would get a discount and no 'nasty' bills.

Horace

Well done on the NSDs Mrs P - I am not doing very well this month:rolleyes: Mind you I have been earning tiddly bits of free money e.g. pigsback - £10.14 on there but haven't enough to get the voucher I want. I have done a stack of Lightspeed surveys today and spent some points on a £5 John Lewis voucher.

My OH gave me some money yesterday with instructions to spend some of it on him (I was given a shopping list) and the rest on me, I currently have £40 in my purse and spent £6 on myself buy nipping into woolies and buying a white 2ft christmas tree (I have always wanted one) for a fiver and a pack of bauble hangers (needed for the free vintage decorations that I got from freecycle).

I doubt that I will get any NSDs this week - tomorrow supposed to be meeting a friend, Wednesday on a free course run by my local council as part of National Enterprise Week. I need to buy some milk because I made a coffee tonight and the milk had turned:rolleyes:

I dare you to mention your NSDs to Strumpet - he will be so mad that we are all beating him this month.:rotfl:

MrsPorridge

paybacktime2008 wrote: »

Would it be worth considering paying your utilities by direct debit. You would get a discount and no 'nasty' bills.

I'm certainly coming around to that way of thinking. Am going to do another overhaul of finances in the New Year and will set up dds for electricity, water and also council tax.