Mrs. P's Diary

MrsPorridge

Same to you Buddiebabe!

MrsPorridge

Happy New Year to all

Well, the damage over Christmas wasn't too bad - weight wise or money wise, but could have been better.

It was great not having a credit card - the temptation would have been incredible to use it so I am really glad that I cut them up.

Am now going to turn my attention to getting rid of as much of the unsecured debt as possible.

Nothing else to Ebay so its just a matter of cutting back, not spending frivilously and making savings wherever possible.

buddiebabe

Happy New Year Mrs P

Good luck with your debt busting.... i still have loads of stuff to ebay but if im honest i really can't be bothered!!! Need to get out of that frame of mind - must get back to my lists see what i need to still do for today

Buddiebabe x

MrsPorridge

Well just realised that I actually had an NSD yesterday - which makes 1 NSD for this year so far!!

Money_Fritter

Well done on your NSD Mrs Porridge, keep it up. :j

MrsPorridge

Snowed in today so will be another NSD.

catspaw

The wonders of snow, gives us all NSD's

MrsPorridge

Just plucked up courage to look at my bank account and I will have to dip into my savings this month - not really a good start. Reasons:

1. Christmas
2. Both DH and I received our salaries before Christmas therefore almost 1.5 weeks early
3. overspent at Christmas

Not to be too hard on myself it could have been a lot worse and this year at least I have some savings to dip into. So - I will do that this month and from this day onwards back on the MSE wagon with a real vengence.

Will update my figures in the siggy shortly.

MrsPorridge

Well - still snowed in. Just had a lovely surprise - I've now managed to get all the settlement figures for my loans and they have gone down (which of course they would as I pay each month, but I am surprised by how much):

loan 1. £9763.91
loan 2. £3724.08
loan 3. £5039.11

Now loan 1 has the highest apr so that is the one I should really aim to pay off first. My target now is to try and get this paid off by end of April. I am really gong to have to go some to achieve this but hopefully can do so.

Another nsd yesterday and will be another one today.

catspaw

over £9K in 4 months:eek: good grief, any suggestion on how I could manage to do the same would be gratefully received?