We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mrs. P's Diary

1293032343560

Comments

  • MrsPorridge
    MrsPorridge Posts: 2,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wednesday

    Last day of my summer (?) hols. Tomorrow I am on a course and then Friday back to work.

    Last night one of my many crowns dropped out. I telephoned the dentist first thing and he is able to see me at midday - I just can't keep away from him.:D

    Today I have already altered a shirt for DS and had breakfast. DS is off on a cadet camp on Friday night so we have a lot to organise. He is back at school tomorrow so this morning will be spent with him sorting out all his bag, books and unform.

    Yesterday I sewed all the name tags onto the uniform bits.:j

    This morning (when I'm not shouting at DS to get organised) - I'm going to work on my assignment as I would like it finished.

    Other things I need to do today:

    visit dentist
    organise lunch
    complete assignment
    make pizza dough for tonight's tea
    get my bag organised for college tomorrow
    check my bank account

    tonight I have to attend a Committee where I am secretary so need to do a bit of reading up before I go.
    Debt free and Keeping on Track
  • MrsPorridge
    MrsPorridge Posts: 2,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wednesday



    Other things I need to do today:

    [STRIKE]visit dentist[/STRIKE]
    [STRIKE]organise lunch [/STRIKE]
    complete assignment almost done will email to tutor on Friday
    [STRIKE]make pizza dough for tonight's tea[/STRIKE]
    [STRIKE]get my bag organised for college tomorrow[/STRIKE]
    [STRIKE]check my bank account[/STRIKE]

    tonight I have to attend a Committee where I am secretary so need to do a bit of reading up before I go.

    I've been a busy bee and completed most of my jobs - plus done some tidying up as well:j:j
    Debt free and Keeping on Track
  • Well done MrsP.

    No Flies on you today!!!

    :rotfl:

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • MrsPorridge
    MrsPorridge Posts: 2,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thursday

    Still no NSD as had to buy milk and tablets. I also took a new crisp £20 out of the cashpoint - am hoping that it will last me till this time next week. I'm not being very disciplined with my spending diary and writing everything down I'm afraid.

    Jobs done today:

    attended college for course
    made packed lunches for tomorrow
    had tea - scrambled egg, baked beans and oven wedges
    Debt free and Keeping on Track
  • MrsPorridge
    MrsPorridge Posts: 2,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've just realised that I started my diary a year ago.:eek::eek: Where has the time gone.

    Stupidly I have changed my signature over the months and don't really know what progress I have made this year. However, here is a summary:

    Don't think I have decreased my debt very much (probably increased it):eek:
    I have now set up DDs for all bills which I didn't have before
    This month I have set up extra online savings accounts for items which I don't have on DD i.e. Oil, bike service.
    I am now much more organised with my money and I know exactly what is coming in and what is going out
    Not scared any more to look at my accounts
    Do all my meal planning, write a shopping list and stick to it (more or less)
    have cut grocery budget drastically
    think twice now before I buy anything.

    I think the main lesson I have learned is that if I buy something on credit then I will have to pay for it (stupidly didn't think that way before).

    MSE has been brilliant for me but I now feel that a year down the line I am now far more organised and able to cope with it and hopefully get shot of some of the debt.

    The first thing I've done is to total up the CC debts and put them in my siggy. That way I can keep track of how its going. Unfortunately I am going to have to put my dental treatment on there so I have included £2,500 on that figure already (even though I haven't paid it yet, it will be paid by beginning of November). I would rather put that figure on there now so I can see by Christmas how much I have managed to pay off!

    I just want to say a BIG thank you to everyone on these boards (esp. the DFW one). I have read most of the posts on here and most of the diaries. Even though I may not have posted on your diairies they are all a big inspiration and they keep me going. I need to have my MSE fix at least once a day in order to keep going - so thank you all.:D

    A thank you to all who have bothered to read my ramblings - thank you for your encouragement and kind words (I'll stop now because I'm starting to find it difficult to see the keyboard through my tears).
    Debt free and Keeping on Track
  • catspaw
    catspaw Posts: 667 Forumite
    Congrats on your year Mrs P, and good luck for the next one:D
    Proud to be dealing with my debt:eek:

    TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D
  • MrsPorridge
    MrsPorridge Posts: 2,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sunday

    Well I'm feeling very ashamed today - ashamed on my weight gain and ashamed of my spending this weekend - I just went bananas.

    Positive things to do now to get back on track:

    sort out lunch for tomorrow (done)
    write out WW diary for tomorrow (done) and I'll be within my points
    set up Wii Fit Coach to start using tomorrow

    Things done today:

    2 loads of washing (one almost dry as weather quite nice today)
    dinner prepped ready
    bag sorted for work tomorrow
    bed linen changed
    clothes organised not just for tomorrow but for all week:j

    I'm going to put it all behind me and once more start afresh. I was just ready Diary of a poor person aged 43 and was almost in tears. She is having such a tough time of it and it sort of knocks my problems into a cocked hat (as they say).

    I still haven't managed to have an NSD this month, but as I have about 50p left in my purse to try and last till the end of the week I should get at least 3 in this week.:D
    Debt free and Keeping on Track
  • MrsPorridge
    MrsPorridge Posts: 2,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Monday

    Bit of drama tonight - DH couldn't find his Egg card (the one we are using for emegencies and my teeth):eek::eek: He thinks it might be on his desk at work but we thought it better to cancel the card and get a new one. HOw I would have loved to have just cancelled the thing - I would have done but for teeth.:mad:

    Had an NSD today.:j:j

    So far managed to keep to my WW points:

    Breakfast

    2 weetabix and milk - 3 points

    1 biscuit - 1 point

    1 banana 1 point

    Ham pitta - 2.5 points

    Yoghurt 1.5 points

    Pie - 6 points

    potato - 1 point

    veggies - 0 points

    I've still got a couple of points left which I might save for tomorrow or might have a yoghurt later.
    Debt free and Keeping on Track
  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Hey MrsP good news on you no spend day and on keeping to your points i've not been as good as i could have been today but i did manage not to eat any crisps so thats always good i had my homemade soup for lunch today which meant i didn't want to eat anything after it which was really good.

    Good luck with your points 2moro and here's hoping for a NSD for you

    Buddiebabe x
    DEBT OUTSTANDING 23.04.17 £16802.97
  • MrsPorridge
    MrsPorridge Posts: 2,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Tuesday

    Bad news is I didn't manage an NSD

    Good news is I am within my WW points today - did 15 mins on the Wii Fit this morning and I've just received my TV licence reminder and I've just renewed it online and now am paying by DD for it.:j

    There is something wrong with the boiler - the radiators won't come on. We decided to test it. The hot water is fine. DH is currently tinkering with it while reading the manual. We had exactly the same trouble last year and it cost us £70:eek: Lets hope DH can fix it.
    Debt free and Keeping on Track
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.