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CCJ's, what a mess

chrisbe3333
chrisbe3333 Posts: 15 Forumite
in Debt-free wannabe
Hi Guys,

I have 3 CCJ's just delivered and dont know what to do.
I am on a DMP with Payplan, but due to the fact I was unable to pay Payplan for the last 3 months due to lower wages and other debt problems.

I did let everyone know I couldnt pay for a while and asked them to freeze the accounts for a while but these companies have obviously had enough waiting.

What can I do?
I just re-started my payment to Payplan and to be honest feel the CCJ's are very unfair given my previous payment history (I missed payment previous 3 years)

Any advice would be welcome.
I have tried to contact Payplan about it but no answers as yeti
«1

Comments

  • RAS
    RAS Posts: 35,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    Did you get paperwork from the court prior to the CCjs being issued, or have you jus got paperwork?
    If you've have not made a mistake, you've made nothing
  • chrisbe3333
    chrisbe3333 Posts: 15 Forumite
    No, it all arrived at once
  • RAS
    RAS Posts: 35,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    Has the CCj been issued?
    If you've have not made a mistake, you've made nothing
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Are these just the initial claim forms from the court?

    If they are then they should have "N1 claim form" in the very bottom left corner.

    If not, what is the number? N30?
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • chrisbe3333
    chrisbe3333 Posts: 15 Forumite
    Yes, I have 14 days to admit or contest
  • RAS
    RAS Posts: 35,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Are they Northampton court?
    If you've have not made a mistake, you've made nothing
  • chrisbe3333
    chrisbe3333 Posts: 15 Forumite
    yes, they are
  • RAS
    RAS Posts: 35,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ok

    Whatever you do, you need to ensure that you request that the case if referred to you local court, as Northampton is the bulk processor and barely seems to consider anything on the debtor's side.

    Is there any mileage in asking any of the creditors to withdraw the case? How much are you talking about in arreers?
    If you've have not made a mistake, you've made nothing
  • chrisbe3333
    chrisbe3333 Posts: 15 Forumite
    I dont think they will. Its about £6000 in total
  • RAS
    RAS Posts: 35,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Chris

    Appear to have lost a post.

    Not how much is the total debt, but how much did you not pay over the last three months?
    If you've have not made a mistake, you've made nothing
This discussion has been closed.
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