Small biz MoneySaving

Archives for July 2016

Insurance
I probably just need to check my tenancy agreement but wondered if anyone knew the quick answer. I pay my Buildings insurance directly to my landlady each April as it's split between myself and my upstairs neighbour. I'm moving out of the property in August but have pre paid the insurance from April to April. Will I get…
Currently Run One Business - Want to Expand into a Second - Different Tax Return?
Hi All, I'm currently a yoga teacher but am expanding into therapies - will I be using the same tax return form or will it be separate - I will obviously contact all the right people but just wanted some basic guidance now that I'm expanding. Any other tips would be gratefully appreciated for running more than one business…
consumer rights at charity shops
my wife bought a second hand swivel chair from a charity shop yesterday and when she got home i discovered it was unsafe to use as it was wobbling . the chair cost £45 and a person working there told her it just needed an allen key screw tightened up which didnt work. i took it back to the shop today and was told "they all…
Danger Money?
Do you create a separate invoice for doing tasks which going up ladders and general low level difficult tasks?
E-public.co.uk ?SCAM
I recently registered a company online via online portal. Today I've received a letter telling me to go online to e-public.co.uk and 'pay for the publication of my company'. Apparently a 'lack of payment will result in the lack of the entry in the register of companies e-public.co.uk.' They want me to pay £190 for this.…
New Web Development Business - Upfront Payment/Factoring
I have recently left a small web design firm who used to get stung constantly with invoices which never got paid and chasing overdue 6 months to even over a year. It drove me mad and it wasn't even my business! So now I am looking to go out on my own, but want to avoid this whole invoicing hassle. So my question is will…
Company winding up
Does anyone know that, when a company is in the process of being wound up (applied for on 26 May) are they required to advertise the fact on a website they run through ?. Presumably there has to be some requirements for them to tell people, but at what point ?. Thanks
The benefits of having an accountant
Hey! I'm a self-employed, freelancer. My return is pretty straight forward: incoming, and some outgoings, which I track on a spreadsheet. I roughly know how much tax I would be paying each year. As I am earning approx. Gross, £40,000 pa, a few friends have suggested that I hire an accountant. I've had a few quotes, and…

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MSE News

Barclaycard's cutting minimum repayments – you could be in debt YEARS longer paying DOUBLE the interest
If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest.
NatWest, RBS and Ulster Bank to close at least 100 branches in 2024/25 – here's the full list, plus alternatives
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
Co-op Bank customer? You could be moved to Coventry Building Society in future – here's what's happening
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
Got a text, email or letter from the Met Police? Don't ignore it – you may need to act to protect yourself from scams
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Save up to £1 on your takeaway coffee – while saving the planet
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
Chase customer? Check if you can get its boosted 5.1% easy-access saver
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
New online state pension boosting tool promised to Martin Lewis hit by delays – here's what you need to know
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.
Spotify to hike prices by up to £24 a year – here's what's happening
If you've got a Spotify Individual, Duo or Family account you'll see prices rise by up to £2 a month (equivalent to £24 a year) in a month's time, the music streaming service has announced.
Subway customer? You've got until 14 May to use your loyalty scheme points before shake-up – here's what's happening
If you're a Subway Rewards member, you have until the end of Tuesday 14 May to spend any points you've built up – or lose them entirely.

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