-
Help to save question
I am a bit confused if I wold qualify for the help to save scheme savings account. The GOV UK website says: Eligibility You can open a Help to Save account if you’re either: * entitled to Working Tax Credit and receiving Working Tax Credit or Child Tax Credit payments * claiming Universal Credit and your household income…
-
Trial to help workers build £1,000 emergency savings pots - MSE News
A new initiative is being trialled to help workers build emergency savings for unexpected bills and events, in the same way they add to their pension pots...Read the full story: 'Trial to help workers build £1,000 emergency savings pots' Click reply below to discuss. If you haven’t already, join the forum to reply.
-
Help to buy isA bonus for first time buyers
When you cash in the isa for the purchase of a new house does the bank automatically pay the bonus or do you or the solicitor have to apply for it?
-
Those with 2+ LIMITED ACCESS accounts
Heya, does anyone here have 2 or more limited access savings accounts (one that limit the number of withdrawls you can make per year, usually around 3), and if so, what are your purposes for each? Not regular savers, LIMITED ACCESS savers.
-
savings accounts/credit rating
hi how many savings accounts can you have and does it effect your credit rating if your opening and closing these to chase the interest rates? thanks in adance
-
Personal Savings Allowance
Hi all, My question is, if i were to pay the interest into an easy access ISA would the interest earned from the four accounts be taxed? I'd not be going over my yearly ISA allowance Thanks in advance!
-
shares transfer help
I am not sure what is best course of action ?? I have just retired and about to take ownership of my company shares (US company) that were held in trust in a long term company sharesave scheme.I now have to take out the shares as I am no longer employed. I have 2 options :- 1 to transfer to my own name cost £50 or 2…
-
Transfer Question
When doing a S&S ISA transfer between platforms is there a standard over when the source ISA becomes "locked" and no trades can be made or does it depend on the combination of source/destination platforms? Thanks in advance.
-
Are scrip dividends taxable??
As per the title,,are scrip dividends of FTSE quoted companies taxable? I found this: https://money.stackexchange.com/questions/23760/what-is-the-tax-treatment-of-scrip-dividends-in-the-uk I also browsed the HMRC website but was totally bewildered.. Thanks
-
80k to invest short term possibly 1year?
Hi all, fisrt post here so will say hi to everyone :D i'm about to get around 80K from my house sale................moving back to mums for a while whilst i figure out where to go next. So i want to put my 80K somewhere where its going to make money! Things i would like: - i dont want to waste it, i want to be able to get…
-
Birmingham Midshires internal transfers?
Does anyone know if there is a way of transferring funds from one BM internet saver to another BM internet saver, online, without moving funds through the respective (externally) linked accounts? Unless I missed it when I'm logged into BM, it seems to be a facility that would be good to have! TIA.
-
Overpaying Mortgage vs Savings
Quick question for everyone, I didn't know if this or Mortgage section was the right one to post in. I have about £500 a month spare each month at the moment and am looking to something productive with it. My initial thought was overpay the mortgage (circa £190K with 23 years remaining 2.73%) - reducing debt is a good…
-
Sainsburys Sharesave 2018 - Worth doing?
I have the option to invest in the Sainsbury's Sharesave 2018 plan, and was just wondering if it was a worthwhile investment: You can save up to £250 a month (after youve been taxed on your main wage) with it, and at the end of either 2 or 3 years, you have the option of buying Sainsburys shares at a 20% discount.* At the…
-
Family Building Society
Does anyone know anything about this company ?
-
Bed & ISA
Morning all, I plan to transfer shares currently held in a drawdown SIPP and transfer to a new S&S ISA, would it be cheaper to do a bed & ISA directly with HL or simply sell, cash in and buy back at my own speed in the hope I can cover costs by buying lower. Tax is not an issue as this years circumstances allow me to claim…
-
Contributing to Cash ISA and HtB ISA
This tax year I have: - Opened a new Cash ISA and transferred money into that ISA from my S&S ISA - Continued to contribute to my existing HtB ISA with £200 a month Question: Am I allowed to contribute new money to my existing Cash ISA in this tax year? (I have my entire ISA allowance available except for the HtB ISA…
-
From PropertyMoose to UKDiversified
Hi, Basically i had some shares in a company called PropertyMoose which was a property company that rented out properties. However in the last few months a company called UK Diversified Property has taken over everything which to me seems extremely bizarre. I was trying to look into whether a company can take over the…
-
Chargeable Event
I cashed in an investment bond with the Pru (it had a life insurance element ) and have been sent a chargeable event certificate. As I understand it, it will only incur a tax charge if the gain, when added to my annual income, takes me into the higher rate tax bracket - which it won't. Can anyone clarify this for me…
-
Capital Gains Tax on selling units in OEICs
Hi all, I am new to posting on forums but I have been directed to this one a lot when trying to find answers to specific cgt questions online, and found most threads very useful when I've managed to sort the wood from the trees! My financial adviser was previously my Dad but he is sadly no longer with us and has left us…
-
Junior ISA Transfer
I have two Junior ISA's, one for each of my daughters which have been paid into for several years now. I have transferred them from a Nationwide Junior ISA to a Tesco Junior ISA. This is to enable me to manage the account online to make things easier. One of the ISA's has transferred as it is below the £4260 threshold for…
