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Finding a 'bare trust' for my grandchild
I want to invest some money for my grandchild that I will keep the book for an receive mailshots rather than the parents, who have just split up. I don't want my grandchild to be able to access it until she is at least 18. Ive read that 'bare trusts' are the answer but where can I find these please, does anyone know?
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Brexit
Hi With the pound sinking further and further, is it worth putting savings into a EU bank account? Has anyone done this? How is it done? Many thanks
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Property Development Investment
I have some money to invest, most has been put in S&S ISAs. However, I have a few thousand left over and am considering investing it in property development investment (such as The House Crowd). Does anyone have any experience with these kind of investments and/or tips?
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Thought's on the Woodford equity income fund
I have been slowly reducing my holding in this fund from what I once had. It's performance is poor now and has been for some time and barring a situation where his portfolio will soar, I am struggling to not sell my holding completely. Have I got my head in the sand regarding this fund or can other forum members see some…
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Best place to invest when starting out?
I am 20 years old and looking to invest for the first time, however not sure what would be the best option. Looking for a long term period and reasonably low risk. I have little knowledge on the area so any tips and advice would be much appreciated. Would a property ISA with Bricklane,com be suitable or would I be better…
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Which Broker for buying and holding some Investment trusts?
Any suggestions which Broker would be a reasonable cost option in the long-term for buying and holding say half a dozen different Investment Trusts?
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grandparents saving for g'children? advice please?
we are having some issues with "pocket money" so my husband thought we could just put it into some form of account rather than a large jar in the bedroom. something is making me think that it's not as easy as it used to be due to money laundering risks. how can i set up any sort of account without having to provide birth…
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Gift shares to my wife
My understanding is that I can gift shares to my wife with no costs via our nominee accounts. However, is there any restriction in her gifting them back to me at a later date?
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European smaller companies – worth holding?
I am thinking of selling my European smaller companies fund because it doesn’t seem to outperform broader European (generally mid and large cap) funds over the long term in the way that UK smaller companies funds do. It doesn’t feel like it adds any important diversification or that selling would leave a meaningful hole in…
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Saving for teenager (til age 25)
Hi, I'd like to start saving £100 per month for my son (15) and continue for 10 years. Would really appreciate any advice on what would be the best way to maximise any return on that money. Is it simply paying into a savings account or is there a better way to do it? Thanks
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Buying part of my parents house to allow them to do some work
Hi, I'm hoping I could get some advice? My parents downsized to a property from Wales to Somerset, as such the amount they could buy was limited due to the cheap property of Wales to rather expensive Somerset. The house they've bought needs some work doing to it and we thought that there would be enough money left over to…
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Investing directly with fund companies?
Has any member experience of investing into a fund company such as Vanguard, Fundsmith, Baillie Gifford? The charges at Hargreaves Landsdown are very high, the company gives good service but the charges are very steep. For example, I estimate that investing £1000-00 for five years with HL would cost £215-90 out of interest…
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I have $1000 bitcoin. What do I do with it?
I've got $1000 in bitcoin. What is the best way to invest it? I've got some also in LINDA and ETN but have lost 90% of my gamble-investment. I'd like to do something useful with my remaining 1K and buy things with it if possible. Are there gift cards I can buy with Bitcoin? For Amazon, etc? Or is there someone I can give…
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LISA question please.
I have got myself into a complete confusion. So I have the max 4000 per year to pay into my LISA as roughly 330 per month, however my ISA pays out a much better interest rate. I actually have approx £500 per month available for savings. Is it better for me to pay the full £500 into my ISA which has better interest, then…
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Should I reduce my holding in FEVR (Fever Tree)?
Morning all, Link to my pension post for relevance: HERE Basically, my pot to bridge the 10 year gap from early retirement @ 55 to the age I can draw my Alpha pension at 65 will be done via my SIPP & other methods such as BTL/ISA/LISA/Savings. I've got a modest amount of £5700 that has grown well as shown below in the last…
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Can I move money to South African and then back?
Hi there, I want to take advantage of the better interest rates (6%) my parents in South Africa earn. Can you please help me with the following queries: 1. Can I move my UK personal savings to my mother's account, and then a year or so later she moves it back to me in the UK...is this legal? 2. What are the tax…
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Savings gifts - protection advice?
Hi all possibly the wrong forum but I wasn’t 100% sure so apologies! Here is the story. I am married to my wife of 3 years. We have 2 businesses together. For one of the businesses, my wife’s grandad wants to give us £200,000 to start up some new work. After a long discussion, my wife and I have agreed that, should we ever…
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Big banks hike mortgages but keep schtum on savings after base rate rise - MSE News
Four major banks are hiking variable mortgage rates after yesterday's base rate rise but still deciding whether to increase interest rates for savers, MoneySavingExpert.com has found...Read the full story: 'Big banks hike mortgages but keep schtum on savings after base rate rise' Click reply below to discuss. If you…
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LISA to buy in to existing mortgage
Hi all, I live with my partner in his house worth £350,000 which has a mortgage. I moved in a few years ago and have paid 'rent' but have no financial stake in the property. I have a LISA with about £15,000 in it (I qualify under the terms of a LISA - never bought property, etc). My partner and I intend to move house in…
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Wyelands Bank launches two market-leading savings accounts - MSE News
Wyelands Bank has today launched market-leading one-year and two-year fixed savings accounts, paying 2.15% and 2.25% interest respectively...Read the full story: 'Wyelands Bank launches two market-leading savings accounts' Click reply below to discuss. If you haven’t already, join the forum to reply.
