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S&S ISA advice
Hi all, There must be a thread about S&S ISAs... I can't find it? If anyone has a link then please do share. I am keen to start an S&S ISA and wondered if anyone had any sage advice they'd like to give. Cheers!
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Dirty funds
I purchased £122K of M&G unit trusts through my IFA over 5 years ago ,they are now valued at 156K. I decided to transfer them to iii but yesterday I was informed by them that they couldn't accept them as they are dirty funds , it's the first time I've ever heard of this term. It seems that I will have to sell them and move…
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Nationwide FlexDirect Account
Can you open more than one of these accounts from different bank accounts? I know Martin states you can only have one which lasts a year but what I mean is , can I have a FD account for one year with £1k pay in from X bank account and then the next year open another one with £1K pay in pay in from Y bank account?
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Flying Colours Investments.
Has anyone heard of this group of IFA's? Looks interesting but they only have very recent reviews that I can find.
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Compensation question
Hi This is following on from my original thread - I tried to put a link of my other thread but won't let me because I am a new user. The title to it is "Wrong advice from bank on investment" posted 13th instant. Regarding the mis-sold investment to us by our bank, they will offer compensation on all four options they've…
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Investing student loan lump sum
Hi all, Recently finished University and payed for my own tuition fees whilst keeping my student loan (1998-2011 rate) in a notice account. I've now got a lump sum of around 18k. I closed the notice account as the interest rate had been slashed, and I'm wondering whether to a) repay the loan as a lump sum and enjoy the…
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N S I inflation savings October calcs wrong
Just checked my N S & I values after todays announcement giving negative values for month and large (hundreds of £'s) reduction in value for month. Anyone else checked theirs?
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Offshore Investing ... How Safe?
I, like many people are looking for competitive interest rates. I have come across an Offshore company offering 6.25% for 1 year. They do not have any governmental protection as they are a private investment company registered in the offshore area. But depending on the investment amount and period they offer direct…
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Jamaican Building Societies
anyone here a member of any Jamaican Building Societies? :think:
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Tesco Savings Accounts (moving money out of)
I've got a small amount of money in both a Tesco Internet Saver and a Tesco Instant Access Saver. I've tried numerous times transfer money (£2) out of each of the accounts. I've tried to transfer to Nationwide, Lloyds, both of my two Tesco Current accounts but have, each time, received an error message and no transfer…
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Help - bank savings
Me again! Well I need to move all of my cash about now as the rates are dropping ... can someone help/suggest? I have: TSB current accounts x2 which are at £2k each (however I use one to hold my 'yearly' bills - car insurance etc - so will need access to this cash when I move it into another account) I've opened up a few…
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Newbie saving - what bank?
So, every month I put aside between £1000-2000 roughly £1500. Yes, every month I earn about £2500 but I'm living at home with my parents. Lucky me. At first I wanted to buy ASAP but I think I'm just going to continue saving and hopefully meet someone and buy something together in London. God willing. So, I'm with Lloyds…
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Child Earnings
Hello Feel free to kick my !!!! for posting in the wrong area but I couldn't find anything relevant to our situation. Which is this... My 15 year old son is a junior programmer and has suddenly hit gold... He has money flowing in from internet advertising at quite a rate... And listening to his plans he will probably be…
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Best investment for working child?
My Child has started doing paid commercial work, I'm not 100% clear on the paying VAT situation if anyone could advise? Also any recommendations on where to save with or invest for best returns? Thanks!
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Equity from home sale
I have recently sold my house and have bought a place with my partner. I am left with £10k that I would like to save for a while. Does anyone have any suggestions that are fairly low risk. I do not anticipate needing the cash for at least a year.
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Security of share dealing platforms
Hi, Given the recent headlines about information being stolen from email providers (YAHOO I think), I am concerned that if my email account were hacked, fraudsters could then request new passwords for any of my accounts. I take the obvious step of having a strong email password and changing it frequently but am concerned…
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Suspicious forex scheme
One of my assistants told me today he's looking into and preparing to invest in forex using software called 4x-dat. He reckons he can avoid losses completely by 'hedging' - but that doesn't make sense to me as if you completely hedged your position you'd make no profit. I asked him if its through use of future contracts,…
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Savings (Government Contributions) Bill: Commons Second Reading
Bill includes: Government contributions to Lifetime ISAs; Government contributions to Help-to-Save accounts, and Income tax treatment of Government contributions under section 1 or 2 Savings (Government Contributions) Bill: Commons Second Reading 17 October 2016 MPs are to debate the Second Reading of the Savings…
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I need to start saving money again?
I'm 20 and I've been brought up to save money, and I used to be really good at it. I opened my first bank account when I'd just turned 17 and saved £200 there, that build up to nearly £1500 within just short of two years. Then after that, I split half of the money into an account my grandma saves for me that I don't touch,…
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Where can I deposit or store $10,000 USD cash?
Hi, I have $10,000 USD in cash. I want to keep this in USD and please let me know the best way to transfer this to an USD account, USD debit card, Holiday Money card, etc. I don't want to currency convert this so keeping it in USD currency is essential and I would like to avoid any fees, Many thanks in advance Carlton
