We’d like to remind Forumites to please avoid political debate on the Forum.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Savings & investments
Archives for November 2013
Discussion List
Taking part in Twitter IPO
Hi guys I asked this on the Twitter thread but got no reply so trying a separate thread - sorry i hope you don't mind. Just wondering if it is possible to invest in the Twitter IPO as a UK resident or can we only trade once trading starts? If it is possible then how do we go about taking part? Thanks
Lloyds Vantage -- balance over £5000
If the balance on my Lloyds Vantage account is £5001, do I earn 3% interest on £5000 (and 0% on the rest), or 0% on the whole lot? The T&Cs say "We also do not pay interest on any amount over the Vantage upper limit of £6,000 (£5,000 from 1 November 2013)." which could be interpreted either way.
confused about ISA's
Newbie here help needed please
:)I have recently applied for a mortgage and the usual checks are being made by the lender. Last month I withdraw a sum of money from my child's account ( he's under 5 and i'm a trustee) and put into my current account as part of my deposit. The lender advised that any deposit into my account may have to be explained to…
Cash ISA and Santandar 123
I'm in the process of switching my current account to the Santandar 123 account. I have a Cash ISA with Virgin Money with £5k-ish in it that pays 2.4% gross. Do you think I should keep my ISA where it is or do you think I should transfer that money to my new 123 account that would pay 3%? I know there's tax benefits of the…
Tescos direct debit operation//auto-feed a monthly saver
Like others I have a DD setup with Tescos to meet the Lloyds Vantage requirement - but have never used it in anger. Am now looking for a way to feed a monthly saver from a savings account. The savings account has no standing order facility so I thought of 'pulling' the amount out via DD to Tescos, then using a SO in Tescos…
Warren Evans bond
My dear MSE forumites, I just checked my email and came across an email inviting past customers to buy a Warren Evans 3 year retail bond which will earn 7.5% pa. With interests rates on any savings very low in general, this seems like a good return. However, I have never heard of this being done before or bought a bond in…
Long-Term savings for mortgage
Hi all I am currently trying to find the best way for me to invest money in order to repay the capital of my mortgage, which will be due in 20 years time, as I am on interest only at the moment. I will need to repay back approx £220,000. Would like some advice on the best options for me. Thank you.
Santander - Getting the 3% Interest and using it as savings account - Anyone ???
Hi All I know it rewuires 2 DD and be funded with at least £500, plus you need a certain balance. I am also aware of the £2 fee. Can just set up a standing order/DD from my main account to meet this requirement ? I plan on using it as a savings account and transferring each month automatically the using excess for certain…
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
