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Is my money safe?
I am getting 9% interest on money invested with Vijaya bank owned by Indian government, does this really mean my money is protected?
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Schroder Oriental Income Investment Trust
A relative of mine has an investment in Schroder Oriental Income Investment Trust, which has made the following announcement: She has asked me what this means (she does not have a professional adviser) and whether I think she should take up the opportunity to subscribe for these extra C shares under the open offer. I don't…
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Poor savings interest
Why are we all putting up with really poor interest rates on our savings, when those that have our money for pittance are making large amounts of money loaning it. If we all started putting our money somewhere else, the banks and loan companies would be on their knees for our money at much better rates. This year it seems…
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Question for Fidelity users
Quick question for anyone using Fidelity. Has anyone else noticed that the login screen is looking slightly different from how it used to look? It's asking for the same information that it used to, but the general "feel" of the page is different to before. Just want to check I haven't managed to get something malicious on…
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Exchanging Euros to British Pounds
Hi I am working in Germany and paid/taxed in Germany. I return to the UK every third weekend (approx). I have experienced a ridiculous money transfer charge with Santander and want advice regarding whether to physically carry money (euros) home and exchange locally to pay in or use another web based service. Typically i am…
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Can I profit from a fall in the gold price?
I know there are things like futures and options but I have never traded these. Is there an online product or service that will let me profit from correctly assessing that the gold price will be below 1200 within 3 months?
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Equity income and Bond Funds
I now have a few of these in an ISA and have asked for income to be re-invested or have chosen the (acc) version. So, I have the opening unit price paid and the number of units held in each fund. As income and dividends are paid , will I see the number of units held increase throughout the year? Most of the funds have…
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Valuables - hiding place
A few weeks ago someone posted a great link showing a couple of dozen innovative ideas on hiding places for gold/valuables at home. Anyone keep a copy of that? thanks
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Invest cash or pay off mortgage
Am after advice please, have about £80k in a savings account which will drop from 3.2% to about nil in the next month, have a mortgage of about £65k (still in early 40's) - would it be advisable to pay off all of my mortgage with my savings or fish around for the best savings deal (about 2%) and leave my cash in there? Or…
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Investment advice & wisdom for a unique situation please!!
Hey guys, I've spent a while reading through the forums and its great but im in a rater unique situation and can't seem to decide where i want to go with my future as far as investment and being wise with my money goes! Any advice would be great particularly from those who are wise and anyone having been in a similar…
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Interest rate calculation?.......Santander!
Maths isn't my strong point, but am I being particularly thick? I had a 1 year fixed rate 3.50% Cash ISA (no bonus etc) with Santander which has reached maturity & I've transferred it to another provider. The opening balance with Santander a year ago was £34,246.66 & the closing transferred balance is £35,374.93, therefore…
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What to do with £3-4k, leave in Santander 123?
Just opened up a Santander 123 account which as you know pays 3% pre tax. Is it best to leave the money in there as there seems little difference with saving or ISA rates, or am I missing something?
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Best way to invest 60K?
My Stepdad and mum recently retired and have given me 60K to invest. I currently live with my girlfriend and we have a baby on the way so i am looking for something that gives me a return every month if possible It seems i have too much money to be looking at premium bonds but too little to invest into a property anywhere…
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A review of my investment plan please
I have a cash lump sum to invest. I have a pension and have used my ISA allowance so I used some of the money to pay off the last of my mortgage and have no other debts :) . I plan to put the rest of the money into shares. I would like advice on my choice of shares, and how much to invest now or how to drip feed my…
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Urgent advice needed - trouble with stock broker
Hi I have £2500 in my account with share.co.uk £900 in shares and £1600 in cash I deposited this £1600 on friday, I had a family emergency over the weekend and was going to buy share's with this money, but I cancelled the buy and left the money as cash in my account I requested the money via same day transfer today because…
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Am I locked into an ISA now?
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Inherited Shares
Hi, Im after some advise... I stand to inherit £8991 worth of shares next month as part of a will trust. I want to use this money as a deposit for my first house, which I will be looking to purchase late 2014, early 2015. I am unsure whether to stick with the shares for another year (things cant get any worse surely!?) or…
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Will this ISA plan work?
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International saving accounts?
Can I open savings accounts in other countries with higher interest rates? (enough to offset any losses in currency exchange rates) Any ideas or recommendations?
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I want more
I have around 30k in savings and want more than 3% has anyone any experience of peer to peer lending or dealings with financial advisors. Many thanks Jim :D
