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UK-based inheritance but living abroad?
Hi all, I've been 'lurking' a bit and thought I'd finally contribute a question which I hope someone will be able to advise on. In the near future I will be receiving my share of a family inheritance (in the region of £60-70k). I maintain a couple of current accounts with UK banks which I occasionally use for small…
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Equity income funds
I thought I had grasped the basics about these funds ,but am confused by this article; One in five UK equity income funds cut their dividend payouts or increased them by less than inflation last year, despite 2012 being a bumper year for dividends. British companies were expected to pay out a record total of £78.6bn in…
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Fund Question?
Hello, Can someone advise on this? It's about risk / over exposure? Two options re a 8k portfolio? All 8k in a VLS fund either 80/20 or 60/40 Or split it into 4 funds below: Fidelity Funds Technology Fund x £2k Invesco Perpetual Distribution Fund x 2k Invesco Perpetual High Income Fund x 2k JMP Global Equity Income x 2k…
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Post Office Online Savings Website
Can I just check before I make my first transfer in, Is the url to log into the online banking site: https://www.pofssavecredit.co.uk/ ? Also, does the whole site look and feel like it's been put together by someone on their dinner break?!?
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which funds invest in a particular share?
Is there anywhere I can find out which funds or maybe investment trusts, if any, hold a particular share? Or can you only find the top shareholders in a company? Many thanks
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Hargreaves Lansdown Platform Help
Hi all, Can I please have some advice from someone who uses Hargreaves Lansdown for their investments. Ive noted that in the platform showing the portfolio, the gain/loss totals under the % column are incorrect. Ive added up all the individual & gains and losses for each investment and they come upto a completely different…
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Live off OD and put 1K in savings or not bother?
Posted this in Student section but only got one reply and wondered if anyone else had any advice. I will get another payment from Student finance, currently not in my OD and my wages are enough to make sure I don't need to dip into it, providing nothing awful happens. When the Stu Finance payment comes, would you: A) Put…
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Nottingham BS to drop eSaver rate
Just been informed that the 2.62% eSaver Issue 1 is going to reduce to a miserly 0.5% in April. :mad:
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Confused about Children's Savings Accounts
Could someone please give me some advice please because i've tried to work out what's best and I can't. :o Basically I need savings accounts for my soon to be 13 year old daughter and a soon to be newborn baby. I've looked through the savings part of MSE but I end up getting confused as to which ones I should go for.…
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Savings when living abroad
My family and I will be going to Canada in a couple of months, initially for 2 years, but hopefully we will settle there permanently. We will be selling our house in the uk before we go so will have a considerable sum of money once this happens. We want to save this for when we eventually buy our own house again (we will…
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Stocks and shares child trust fund charges
It seems that Investment houses are using the recent change in regulatory control to impose higher charges for share based Child Trust Funds.F+C have introduced an annual charge of £25 [£12.50 biannually].I guess they feel they are stuck with a product that is no longer available to new investors, and would rather…
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Best time to cash in?
Im looking through the paperwork of a relative who now is very likely to be needing a care home fairly rapidly. Im trying to decide how best to finance it . Although Ive bought quite a number of equity ISAs for myself, Ive never sold one, so Ive no idea whether theres a good or bad time to do this. She has cash for…
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Recommend a FTSE100/250/350 to trade frequently
As above, am after some recommendations of FTSE100/250/350 shares to trade between a 5-10% range, what ones do you recommend to research further that trade in a particular range? Cheers
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12 or 18 Month Fixed Rate Bond Question?
Hi, Have been looking on here for best rate for the following: 12 month fixed rate bond that allows £7k deposit and extra deposits, no withdrawals Or If rate worth it same as above but 18 months fixed rate bond. Look here and they seem to have stopped the ones I looked at? Was a good Virgin one but it seems like its now…
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How do I make the most of this money?
Hi. I am recently separated and have two children. I am a full-time student and will qualify and start working (in a pretty much 100% guaranteed job) in about 18 months. As my settlement I have been bought a house with no mortgage. And my ex is paying me nominal maintenance for the children who live with me part time. I…
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Fund charting tool question
Hi all, I've been using the trustnet fund charting tool to compare the performance of one fund against others on the same graph: http://www.trustnet.com/Tools/Charting.aspx?typeCode=FFPC9,NAWDXUK For example I've pitted Aberdeen Emerging Markets against Vanguard ex-UK World Equity... Aberdeen seems to trounce, however I'm…
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1 year bond
Which is the best 1 year bond to put money into?
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Standing orders to Santander 123 account
Apologies but I'm having a mental block about setting up a standing order from an existing bank account into a newly-opened Santander 123 account. I paid in £500 on Jan 30 and set up a standing order to be paid in at end of Feb, then I changed this as this would have been under a month from my first payment. I have changed…
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Income funds
I would like to know if there are any advantages that inc or acc shares have one over the other. One that strikes me is that to realise any actual income from acc shares some would have to be sold which may attract dealing charges which would not be the case with inc shares. Are there any other points/costs to consider?
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Onshore Bond Wrapper, Please Help
Dear all I hope i can get some advice, my father who is 78 is just about to sell his house for £235,000 & has savings of £45,000, he has spoken to an IFA and wanted to put the money away but also be able to draw a regular income from it as well as earning interest. He has been told to open an onshore bond wrapper, it…
