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Savings
We have just sold our house, but have not found anywhere to move to yet, so are moving back in with our parents. After paying for everything we will have about £35,000 left over which will be going towards the deposit of our new home. I was just wondering where would be the best place to put this money for a month or two.…
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Any account higher than 2% ?
I already have an ISA for this tax year and am looking to open a new savings account. Need to save £5,000 by September for a new bathroom and holiday to USA :eek: Best Ive found so far is the Virgin Money Online Saver paying 2% Does anyone know of any better paying accounts? Thank you
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First Direct £125 bonus, can I switch £1500 from another account to apply?
I am interested in the sign up incentive for first direct, however since I am a carer at the moment and technically unemployed I have a rather low income (around £200 a month after bills maybe?) I have over £3000 in a Barclays online savings account which can be managed online. My question is would I be able to transfer…
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Investec High 5 - Rates
Hi, Anyone been following the interest rates on the high 5? Seems they are down to 2.27%. I always liked this account as you could leave your money alone safe in the knowledge it was keeping pace with the top offers. I know rates have dropped significantly, but this is dire on a large lump sum!
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Coventry 2.6% for 18 Month Fix
The above (138) fixed account has now been withdrawn by applying online and postal but can still be opened in branch. It pays 2.6% and is fixed until 31/8/14.
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Tracking/designing portfolios: ISA/SIPP/etc merged or separate?
Hello people I'm just wondering what the usual strategy is for people who use multiple accounts for their long-term holdings, in terms of portfolio design and tracking? Assuming that somebody has come up with a desired investment strategy and asset allocation, do you then apply that across the board, aggregated over all…
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Gifting to girlfriend for ISA: confirmation requested
Hi expert MSEers I think (hope) I already know the answer to this from searching the web and reading older threads on here, but would like to be sure. Both girlfriend and I invest separately in both S&S ISAs and SIPPs. Additionally I invest into a normal fund/share trading account, as I invest more than my ISA limit…
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£57,000 to invest for 10 months
Hi. I have recently had an endowment policy mature and I now have £57,000 to invest for approx 10 months after which time I can use it to pay off part of my mortgage. Both my wife and I are in the 40% income tax bracket. Should I split the sum across two ISAs this year (one for my wife, one for me) and another two after…
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More inflation in the future?
Bank of England Governor King makes a speech including "certainly aspects of the inflation targeting regime to consider" and that the Bank should "strike a balance between growth and inflation in the short run". Although he re-iterated all the oft heard gumpf about low inflation, are we being softened up for a period of…
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Best ways to invest £1000 online?
What would you say are the best ways to invest £1000 online?
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KBC bank
Does any one have any experience of dealing with KBC bank Ireland.....( owned by KBC Bank N.V.,) currently offering 3.1% on a 12 month fixed deposit account. There is mention to D.I.R.T tax at source ( similar to tax on UK investments) which may be waived on production of proof of non residence in the Irish Republic Looks…
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Best short term savings a/c for £150k?
Hello All, Just received a windfall (£150k) from an inheritance. This sum is already earmarked to start a development project, so all i need really is to put it on a savings a/c until we get started –that could be anything between a few weeks to a few months. I must be able to withdraw part or all of the money quickly.…
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A property on auction sale is £100,000,you'll get £30,000 per/a.Is that right?
[/B][/B]Anyone has any comments for commercial property on auction ? There is a commercial property in Merthyr Tydfil on auction sale .The property is at present let for a term of 25 years, current rent is £30,000 per annum.The sale guide price is £100,000. Initial yield is 30% , which means you almost get your money back…
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Offshore bank closure
http://www.telegraph.co.uk/finance/personalfinance/expat-money/9816074/Expat-rates-Clydesdale-makes-a-bolt-for-the-exit.html (Via the Telegraph) the message is clear: Clydesdale International is the latest bank to close down its offshore operations. Last year saw the departure of AIB International and in the previous two…
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Child Trust Fund
I am paying £40 per month each for both of my two children in to a child trust fund. I just missed the cut of for my second child for child ISAs. What should I do, I am unsure if I should keep paying? Should I keep paying in every month until they are 18 or should I invest elsewhere?
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US Share Certificates - Selling from UK ?
Hello, My wife has some share certificates of a NASDAQ listed firm. We want to sell them now. Option is to transfer in my name and sell them through my etrade account. But to do this we have been asked to get a Medallion Guarantee, which costs about £275. I was wondering if there is any other way - for example opening a…
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How can save money for China flights?
Hello everybody I visited some top travel sites such as cheapflights, robinflights, skyscanner,dearflight and travelsupermarket etc. But don't decide that which travel site affordable China flights from UK. I will go to Beijing in may 2013 due to personal work so reply me best travel sites for booking flights.
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Saving for a rainy day
Hi, Been discussing with my partner this morning about planning to save for a "Rainy Day". We will have our own house, on a mortgage, and worried about if one of us gets made redundant. How much money do you all have roughly as a back-up to cover your self? Our house will be Insured so not thinking too much about covering…
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Best savings account for my nephew
Good morning all. I am wanting to set up a savings account for my nephew that he can access when he is 21. What are my options? I want to set up a monthly direct debit to this account. Thanks.
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Policy Problem
Good Morning, I hope this question is in the correct forum. I bought a policy that would mature when my daughter was 18. The provider stated that I should put it in 'trust' for her, which I did. It has now matured but the policyholders will not pay out to my husband and I unless we have a joint account with my daughter. Is…
