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What is the best account to open for childrens savings?
I have a 6 year old son and he has been left £5000 by a relative. I've been told because of the government donation I can't open an ISA for him. I looked into a post office Government Bonds account but am told they no longer do these. Can anyone therefore tell me the best place to invest his money. I just want to put it…
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Savings Account Interest Help Needed!
Hi there, I am looking at moving some of my money into a new savings account but the one I am looking at pays interest annually instead of monthly (which I have had up until now). We are in the midst of house hunting so know that I am likely to need to withdraw most of this money before the date that the annual interest is…
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Lock up cash (not daughter)
21 year old daughter in final year at Uni wants £10,000 to outperform cash. Happy to lock up for long term (cash not daughter) Advice please?
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Premium Savings Bond Question
Around 3 years ago I was given An old looking paper slip by my Mother which was a £10 Premium Savings Bond bought for me by my Gran in 1977. I still carry the slip in my wallet and just wonder if anyone can advise me In what my next step would be. I have a 2 serial numbers on the bond, both starting with '10KL' and other…
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Alliance & Leicester have changed my account .
Ive been running an Alliance & Leicester eSaver offshore Flexible Income MI account for several years , yesterday I received this email.. Dear Customer Advance notice of a change to your interest rate and account terms. On 2 February 2013, we will be simplifying our range of products and their associated interest rates.…
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Large Lump Sum .... Help Needed?
Ok so here's the thing: Couple down size and release a large sum of money approx £160k. They have private and state pensions coming in each month and they all most cover their out going but not quite. They need to draw off it each month so I guess some would just go in a easy access good rate saving account. The are tax…
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Private Equity - Investment Trusts
Any one with views on any Private Equity IT's ? Seems as if there's little value in mainstream markets. So time to invest in the Companies of tomorrow. Already hold Graphite.
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property funds & prospects?
When I left Interactive Investor some months back I liquidated my property tracker, IWDP, and foolishly omitted to replace it in my portfolio. I want to repair the omission, maybe with BlackRock Global Property Secs. Eq. Tracker Class A in my HL account, but I see I've missed out on a steep rise. I gather that this is…
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RNS also broker ugrades/downgrades
is there anywhere I can sign up to see RNS output for various shares I hold or am watching? Also news stories (other than Google alerts)on the same companies. I wondered if some of the brokers do it even if you havent an account. Some companies websites allow you to sign up eg Tesco but they don't all offer this in their…
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selling shares question
Sorry if this is in the wrong section, if it is please move it for me. I have an number of shares in Barclays 1130 to be exact and I need an extra £400 in cash to buy something. Can I sell the odd 130 shares at (about £3 each) and keep a round 1000 and if so how much % wise would I be charged. Thanks
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Stock Brokers - Who should I try?
What stock brokers would anyone recommend for relatively small and infrequent investments (maybe £500 a time)? I looked at Barclays who charge £12.95 a trade, is this a good deal? EDIT: According to Thisismoney Barclays charge £12 + VAT inactivity fee every quarter so this probably isnt for me. What about…
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Student loan even with savings
So, i am hoping to go to uni in september. I am also about to recieve a fair chunk of money due to the sale of something i own, it would be enough to pay my uni fees upfront however i do not wish to do this. My question is, if i have a large amount of money locked up in a savings account, am i likely to recieve a full…
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Question for the wealthiest 10%... how?
I was reading the Office for National Statistics report about household wealth in England and Wales. The median value for household total wealth (which includes pensions) was £232,000, i.e. half of all households had total wealth less than this and half of all households had total wealth more than this. Belonging to the…
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App or Excel sheet to calculate year end interest?
Hi, Is there an excel spreadsheet or app that could help me to calculate the interest I would be earning by April 2013? I have opened a new saving account a new months ago and the annual maturity date is already in April 2013. I would like the app to consider the money movements I had so far and predict the interest I…
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Investment Account for NRB Discrestionary Trust
I am involved at the moment in setting up a Nil Rate Band Discrestionary Trust. I have a quick question do we have to have a special account for this like if you want a sipp or an isa you have to have a specific account or can we link any general investment account(s) to the trust? TIA.
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Contracts for Difference
Is there a place for these in an investment strategy or would it be better to put the money on a racehorse?
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Savings for nieces - best account?
Hi all, I wanted to start a savings account for my two nieces. I figured that they get a huge amount of toys that cost a considerable amount every Christmas and birthday and it makes me feel a bit uncomfortable buying useless consumer goods for them and just thought it would be a good idea to start an account where other…
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Mortgage payout -- save or invest?
I'd be interested in pearls of wisdom on this scenario, thank you for reading. I have received around £85k in life assurance on our endowment mortgage after my husband died, I have to stress, far too young (sorry always feel I have to add that, thank you.) I am now paying £60 a month interest only on a rate fixed at .37…
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Mortgage payout -- save or invest?
Duplicate thread, sorry, please ignore/delete, I updated and reposted x
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CTFs and a junior ISA
My son has a CTF and my mum has just opened him a Junior ISA with Nationwide, it says on their website that he isn't entitled to one as he has a CTF and the account needs to be opened by the parent or guardian, what should we do? Surely Nationwide shouldn't have opened the account??????
