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How do you sell shares?
My mother-in-law, age 89, is starting to panic about running out of money and has instructed her son (who has Power of Attorney) to sell her shares in BP. (She has 200) Not being shareholders, we have no idea where is the most sensible place to start. How to sell shares? (There is no need to get into discussions about how…
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Co Funds change
Hi All, I have a Co-fund account managed through Willis Owen, just sort of sat there so I have decided I should review if any good and make changes if I have to. Two funds (in isas) in co-fund Invesco European Equity fund and a little in Aviva Investors property trust. 2 questions should I make changes if so any thoughts…
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Concerns about Tesco SAYE scheme
Ok, almost three years ago I enrolled in a save as you earn scheme with Tesco. It was for 3 yrs and at £50 per 4wks (out of pay). The term is almost up, and my SAYE plan on Equiniti Portal is showing as £1800. Sounds right for the £600 paid in each yr X 3yrs. What concerns me is two things. I was aware at the time of…
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Looking to move EUR €40,000 with FX broker
I'm looking to move ±EUR €40,000 from a solicitor's client account in Ireland to my UK account. I've searched, and read the various threads here recommending specialist FX brokers. It seems currencyfair.com is getting many recommendations. Has anyone had experience moving such an amount with them? Any good or bad stories?…
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Transferring into fixed rate ISAs
Hi, can anybody help please? When opening a new Fixed Rate ISA (say for 2 years) is it possible to transfer in from 2 existing ISAs? I would ideally like to amalgamate a Fixed Rate ISA and a Cash ISA into one new FIxed Rate ISA, is this possible? I have been given different advice from different providers. Thanks
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Portfolio
Hi, I have just invested 11k in an 20 80 vanguard fund within an isa with my wife. I have another 20k i would like to invest in a medium to higher risk strategy. I have other cash reserves with ing direct and virgin isas (tot and index linked saving certificates). I do not wish to invest this cash reserve at this time but…
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How much should a 21 year old save
Hello guys I was just wondering how much you guys had saved when you were 21. I'm in a bit of a dead end job with no signs of promotion in the near future earning 14k a year and managed to save 6k. 3k of it went on a new car, so left me with just over 3k. I personally think I should have saved a lot more :( How about you…
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PLEASE HELP!!! EQUINITI 'sharesave' PROBLEM!!! :-/
Regarding sharesave maturity option
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How do I find an IFA with expertise in US dollar investments?
Hello I am looking for some advice on investments that are currently in the US. A close relative is a UK resident and joint US/UK national (originally from the US). She has a number of accounts/investments in US dollars (from inheritance from a US relative) in the US which are managed by Merrill Lynch in the UK. The…
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Post Office Saver 3.17%
How much would I have after 12 months if I kept £18,000.00 in it. I also get paid interest Monthly but lost my username and password. Do you guys have any idea how much I will get monthly and yearly thanks.
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Asia Specific(Ex Japan) Sector
Trying to diversify my portfolio. Does anyone see this sector an area with long term potential? I have some emerging market and global funds but nothing specific to a region. Also can anyone explain how the TER ratio impacts on your investment.I am trying work out the pound notes impact on my investments at the moment…
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£60K Temporary Savings Advice Needed
Hello! We've just relocated from London to the West Midlands, selling our shared-ownership flat and coming away with £60,000. We're currently renting as we decide where we'd like to live, plus my wife and I are both on temporary contracts. Ideally (!) my wife will get a permanent job this summer, or next summer. I've heard…
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Choosing right mix of funds
I have a bit of money left to invest in my S&S ISA. As I have only invested in shares up until now, I wanted to diversify into funds. However, I'm having a bit of difficulty in choosing the right mix of funds to invest in, there are some that seem pretty good reputation-wise and perfomance-wise, but I'm still unsure of…
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What do you do when your shares more than double?
Buy more? Take some out and put them somewhere else? Leave them and stop thinking about it? HSBC All Share Index Tracker Fund. I put some money in 3 months ago and it has more than doubled.
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Power of Attorney savings
Could anyone advise on a good easy access online account that will accept power of attorney without too much hassle? Thanks
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investment in funds - counter to JPM Natural Resources
Hi, I am currently putting £50 a month into JPM Natural Resources Fund. I know it isn't currently doing too well, but it is for the long term and I think, long term, that commodities will do well. I may have another £50 to drip into another fund. What would people recommend as a counter balance? Again, it is for the long…
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10 years to save
Hi , I have 10 years to save till I retire , if say I have £100 to save each month in the 1st year , and then each year I will increase this to £150 a month in 2nd year , £200 in the 3rd year and so on till I get to about £300 a year , then carry on at this amount for the 5 years or so left , what do you think would be the…
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Punjab National Bank Int Ltd
Hi, Anyone used this bank and had their bond matured in the past,if so any problems,hassles etc in them returning your money ? Will have a fixed deposit from elsewhere maturing soon and am interested in their current rates. The Premuim Fixed account appeals to me see below : Premium Fixed Deposit Interest Rates Interest…
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"Responsible Equity Release"
Hey everyone, this is my first post as a new member: My mum has recently been approached by Responsible Equity Release who say they can help her release some much-needed equity from her home. Has anyone heard of this company before? What is their reputation? Are there any pitfalls we should look out for? Many thanks in…
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Share tender offer.
Hello. Help please re this tender offer by BlackRock Greater Europe Investment trust. They are buying 20% at 98% of NAV on 30th Nov. On 24 Oct this was 185.73. Today:) price is 184.5. I have approx 1600 bought recently at 184 and I was intending to hold onto the shares for the next few years. Please advise the basics of a…
