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What to do with money for 5 yrs for 13 yr old
I'm getting tied up in knots with this so have come to the experts! My daughter is 13 this month & has just been awarded a sum of money (£17k but some costs still to be deducted) as a result of a compensation claim. The money is awarded to her & NOT me & is held by the courts until she comes of age ie 5 years from now. As…
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CAPITA REGISTRARS ludicrous certificate fees.
Hi, I am looking for advise on unfair charges for share certificates. I have been paying into a company share scheme for the last 3 years which has recently matured. This is managed by a 3rd party company on behalf of my employer called Computer Share. On maturation, I asked for the shares to be issued to me rather than…
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Savings/ISA for Children
I have recently had a baby and would like to start saving for him and was just wondering if it was better to open an ISA or a saving account. Also what do you need to take with you when you open an account/
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Should I move my money into an ISA now, or do something else with it
I am saving a minimum of £300 a month (can practically double if I do a bit of overtime and have a quiet social life each month). I currently have £2,000 in my ISA from the last tax year and £8,000 in my normal savings account (thank you PPI). The savings are for two things, a deposit on a house in about two years and a…
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Where should I put my money for a year
Hi, can anyone help me please. I have come into some money and thought about paying a chunk off my mortgage. However I am tied in till next year and would incur penalties. Where's best to put £40,000 to make interest until I am out of contract with my mortgage. All advice would be greatly appreciated.
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Savings for Children
Hello all I have a 1 year old daughter and I want to start up a savings account which I can pay into for it to build up over the years. I just wondered what the best account would be? I know there are ones where you pay into and then you can have the money when they reach 18 but are there any others that are similar as I…
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Need help with savings.
Hi All, At the moment I have bits of money all over the place and want to try and get it so I earn the best interest possible. I have a current account with Alliance and Leicester. With that account I have saving account but this has 0 in at the moment. I have ISA account with Kent Reliance. I have a saving account with…
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Can ANYONE help me with advice?
Hi everyone, I have just found an old Halifax 90 day xtra account savings book that is not stamped closed and has a balance of £11000.91 I went into the branch to enquire of the status of the account, and they could not find it on the system, and told me it was "probably" closed. The saving book itself is not stamped or…
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Bare trust / Junior ISA ?
Scenario:- Two grandchildren, for each of whom I want to put away a couple of thousand (with more to follow in future years, no doubt) in an equity-based investment until their 18th birthdays and with protection against having to pay CGT when they cash in. One grandchild is born here to British parents who are resident.…
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Halifax £5
I have a Halifax current account which I switch money in and out of in order to get the £5 bonus. What time of month does the £5 get put into the account - is it a standard day (same for everybody) or linked to when you opened the account? Thanks!
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Old halifax liquid gold account
The OH has an old halifax liquid gold account which he has the details too and can access it via online banking but there is no where online where you have the facility to transfer the money out of the account. Would it be best to go into a branch with the details and prove of id to sort this out?
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Santander E Saver (issue 5) monthly interest
Hi does anyone know when the monthly interest on the Santander E Saver (issue 5) is added to the account? tia dx
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Interest on multiple Halifax savings account
Hi, I have 3 different Halifax savings account, an ISA Saver Online, Online Saver and an everyday saver (there is a reason I have 3). Anyway, I just wondered, will i get annual interest for all 3 accounts or for just one of them? Thanks
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cash isa
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More than one ISA with the same provider?
(also posted on ISA board but duplicated here as I think a lot of the people with the right knowledge dont neccessarily always look at the ISA board as well - I know I dont!) Thought I knew the answer to this but cant seem to find it in writing readily: Can I have open than one of the same ISA product in a tax year?…
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Banks
With this present Goverment and the last Goverment propping up the main British banks with as much money as they need, no matter what they do wrong. Europe to is propping up its bank with big hand outs. My question is, is it now a good time to buy shares in the four main British banks RBS, NAT WEST,BARCLAYS, LLOYDS,say…
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Just Gone To 40% Tax Level
Dear All I have just been broken into the 40% tax level effective today (1st July) - My wife is still on 20%. We have quite an amount in saving accounts which I imagine from today the interest will be taxed at 40% - the savings are currently in my name but belong to us both. Is it just a simple case of transferring my…
