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PPI claim, rare scenario
Hello all, I am not sure if this is in the correct section so mods please move it if its not. I am at the moment trying to process a ppi claim with Barclays. I had a loan with them that ended around a year ago that i was obviously paying ppi on. During the 10ish year period of the loan i did make a claim on the ppi. The…
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Interest on Social Club Funds
Can anyone suggest where surplus funds held by a social club could be invested safely and securely to earn a fair rate of interest. These funds are currently held in both a bank and building society and are earning next to nothing. Thanks
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Inheritance Investment
My children are going to receive some inheritance from their grandfather, which is about 50k. The money will need to be invested for approx 15 years, and obviously I want to do the best I can for them. Any suggestions on the best approach, I am unsure if I should invest it all in one or split it up into several investments.
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Worldspreads
I suppose we ought to have a dedicated thread. I only had a few hundred on deposit, so await to see what happens?
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Now this IS a good e-petition...
Ever been caught out by banks etc ending an ISA deal and not telling savers they are going to be payed 0.1% interest P.A? I don't know if the objective of the petition is feasible within current legislation, BUT ISA's were introduced to encourage savers weren't they? And not a cash cow for the banks etc?
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Alermore 1yr fixed rate bond maturing - new deal offered
Just a quick heads up to anyone whose bond is maturing as mine is on 29th March. If you go online and look at maturity options they have another 1yr bond on offer with monthly interest at 3.4%, which is better than their deal for new customers and better than anything else on the market. What a refreshing change for a bank…
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Sneaky banks
Looking for a fixed term ISA I find that quite a few banks say 2 or 3 year terms, but when I looked closely they mature in May of 2014 or 2015. I think this means that when they do mature, the better rate ISAs which are always available around the end of the tax year, probably will not be around to transfer into. :o :(
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unable to withdraw
I've sold a flat STC, but the buyer said he was unable to withdraw money from a savings account: "Some of our client's deposit is tied up in an account which, unknown to our client he is unable to withdraw until a 12 month period has expired. Our client was under the impression that he would be able to withdraw the money…
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Tax on investment question please?
Good Morning. Can anyone please offer advise as to the following? I have recently cashed in two investment bonds and have received paperwork to the effect that I must pay tax on these. I am a basic rate PAYE tax payer. Given the proximity of the end of the current tax year, would I be better off to send two cheques to the…
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Getting the most out of our money
Good morning all, I'll keep it brief, but let me advise you of our circumstances: Married with one baby My salary is £37k with good pension scheme (emergency services) Saving £250-300 monthly on average Wife is full-time mother £130,000 left to pay on mortgage (paying £640 monthly) £16,000 held in premium bonds £2750 in…
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Bank of Scotland Internet Saver - not showing online?
I opened a Bank of Scotland Internet Saver yesterday. After the registration, the transfer form gave an error message. I was given the sort code and account number, so manually transferred £1. Account still not showing online today. Is this normal or should I be phoning BoS? I have both BoS and Halifax accounts, all with…
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Shares - what to do?
I've just acquired some shares from a family member and been sent a letter from Santander about dividends - essentially do I want to get them in cash or get more shares. I'm not really financially minded and have only accepted the shares as the person who had had them really wanted rid and thought they would make a nice…
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What were you like in your teens/20s with money?
Hi everybody, I am not sure if this is the right sub-forum but I have always wondered what my finances are like for a 23 year old in comparison to others. I know I should not compare but I am continuously grappling with the idea of living life wildly and saving up/investing for later life. Never sure which path to…
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lump sum investment - maybe for a year
Hi - my wife and I have sold a property and will take about £85k from the sale - we're not really sure what to do with it! I want to keep quite low risk - i.e. not put the capital at risk as we will want to buy another property with the cash, possibly later this year, more likely in about a years time. We are both fully…
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help picking a new cash isa account
I have between 10,000 and 15,000 in an santander ISA, the introductory rate (3.15%) ran out on the 11th of march, and i am now looking for a new home for this money. so, my new Isa account has to; 1. be instant access, this money forms part of a deposit for buying a house, so i if i see something suitable, i will want it…
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Lloyds Banking Group dividends
Dad has a small handful of these shares as a result of the Halifax acquisition, whereas I have a reasonable holding of shares from before the dreaded saga of share values basically becoming almost worthless. I should have sold them long before, but I didnt! End of. One of those if only we had hindsight situations!!…
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Funds held in PEPS, which to sell?
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friends life FL With Profit S6
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Best way to save when living overseas?
Hello, I've recently started an overseas contract with my employer. It means living and working overseas (in Asia) but still being paid in GBP. It also puts me in the fortunate position of being able to pay off any outstanding borrowing and then put aside a decent amount of money each month. The trouble I'm having, is…
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Stocks and Share Where to learn how?
I would like to invest in the stock market but do not have enough knowledge especially I believe to be buying individual shares. Can someone direct me to some information on how I can do this, before I start I need to be sure of my research. Thanks
