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IFA's expecting too much
a bit of a general Q is it too much to expect say if you had 50-100K invested for your IFA to be actively managing your funds ie advising you if/when to change funds etc, as you may have read i have had a "few" difficulties lately and pulled some money out of global property and into cash my IFA advised me to keep an eye…
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£80k - spreading it across accounts
Hi, I've got £80k (some of which my mum has left to me in her will - she's not dead yet, thank God, but realises that it would be of more use to me now than in x years time) which I want to place into savings accounts as I've missed the boat on purchasing my first property in Belfast. At the minute I've got it divided up…
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customer service advisers
hey! any customer service advisers here? I have a telephone interview with HBOS soon! Appreciate any tips or interview questions that are likely to come up. cheers!:T :beer: :D
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N & P Family Regular Saver 8% fixed for 1 year
First spotted on Moneyfacts site http://www.moneyfacts.co.uk/Savings/articles/family-savings-get-a-helping-hand.aspx?WT.mc_id=343435 and now on Norwich & Peterborough own site, as of 1st Feb. http://www.npbs.co.uk/families/regular-saver.asp Max £250 p.m. 8% including bonus and fixed for one year and at the end of the first…
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Best short term saving account
Hi everyone Was just looking for a bit of advice regarding the best saving account for me. At present, I have a bank of scotland cureent account. I want to save small amounts (min£20) each week to put in account to save for things such as driving lessons, test fees, and any incidental things. The money wont be in the…
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?? IFA concerns
Hi...as some of you know ...I have taken on an IFA...fee based...have signed "letters of authority"...presumibly so he can get info to advise better..have got letter today from Fidelity ( invested with old ifa 6yrs ago...havnt seen him since).....saying old advisor not recieving "ongoing advice"commission anymore..but new…
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Fed cuts .50 to 3 per cent.
Desperate times, desperate measures......market got its crack....but this 'fix' will fix nothing....this market is headed far South:eek:
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A Couple of Premium Bonds Questions
Having taken up my full ISA allocation (and have the funds to do the same again next tax year) I am going to dabble in Premium Bonds. My main question is what is the best time of the month to deposit money, taking into account the month wait to be entered into a draw and the time it takes for the deposit to clear? Also, my…
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Foreign investment advice please
Hi All I wonder if you can advise me re my in laws please. They live near Alicante and have been investing about £30000 with an investor over there. They always told him that they were after the best investment available with the least risk - they are both in their early 80s. Last year - to Dec 2006 - the value of their…
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The AA Internest saver - No??
Hi All, I've been trying to find a high interest account to make my saving work harder as the interest it makes I use as part of my income each month - So I need a high interest monthly paying account. I found The AA up there with the best of them on Moneysupermarket and it reads well - but after a read on here - a) its…
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NEW Baby saving for Future- Saving advise
Hi, we are expecting our first child in a couple of months and as new parents we all worry about what the future may hold. We want to set up a saving/trust fund or investment type thing where we can currently afford to deposit £100 per month into the fund and have it grow with time. Just in case he or she needs money for a…
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Ambiguity - are funds secured by FSA?
Hi, When funds are provided to a company who is not registered with FSA but who states "products are provided by ..." - a company who is registered with FSA, are funds protected by the FSA? For example. FirstSave are not registered by FSA, but FBN Bank (UK) is registered. Firstsave correspondance states "FirstSave Products…
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Martin's Savings Calculator
I just wondered if the Savings Calculator that is on the main pages took compound interest into account? For example, if I enter that I have £30 to invest but will make no further monthly payments, ever, are the totals calculated including compound interest or interest on JUST £30? :confused:
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Joint Account
My partner and i have decided that it would be a good idea to open a joint savings account for short term things such as holidays, cars and that sort of thing, however I am running into a few difficulties. Firstly I applied for a HiSave account, but I have been unable to complete this as we do not have a joint current…
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please help compare 2 childs savers accounts
hi, I am having trying to compare 2 savings accounts for my children, they currently have smart accounts paying 5.7% but I have noticed the Halifax regular saver at 10%. The only problem is my eldest has about £750 in his account and I would only be able to transfer over £100 a month maximum and I wondered if I should open…
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Childrens Savings - 2 questions
Having only just got our finances and savings in order we thought we'd turn our attention to an account we have for our daughter and look for the best account for her. It seems that my wife had set up a direct debit to the Halifax's "Regular Savings Account" for £20 per month which turns out the be the best one (according…
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Age 21 - Looking to Save for Kids Already
Hello all I am 21, a graduate and about to start a career in the Armed Forces. I am about to have a large slice of disposable income and am looking to start saving already. I plan to do this by monthly investing long term in the following: An ISA Premium Bonds A medium risk 'Green/Eco' type investment fund A medium/high…
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Basic Investment Advice Needed....
Hi Everyone, New Invester and I am looking for some advice please.... I have 8000 pounds that I am looking to invest in funds, I am looking at a long term investment and quite Ok with risk. After this month I will have 1500 pounds per month to also invest. My cash ISA is maxed out and I have no other investment in stockas…
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HiSAVE Term Deposit - Balance goes to ZERO each night!
Yes. ZERO! Well it did last night and it has done again tonight too. As a HiSAVE customer I took advantage and transferred a largish sum over to a 1-Year HiSAVE Term Deposit to get 6.85% AER. I use Egg's 'Your Money' facility to look at the balances on a whole range of things we have, eg, CCs, current account, etc, etc.…
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New Extra Exclusive Bussines Oportunity
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