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£1000 for a child?
I have £1000 to invest for baby. Should I put it into their existing investment trust (the one with the £250 from the Govt), or should I put it in something else?
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overdrawn because dd taken before due date
I arranged for money to be transferred by dd from my current account to a bradford and bingley esaver account on Monday 11th December. Today, 10th December, I was going to transfer money from an online account into my current account to cover the dd. It is an immediate transaction as it is within the same bank. HOWEVER,…
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Endowment Lump sum/Invest or not?
My dear son in law needs advice taking the money built up in his Standard Life endowment and investing it in equities or even an online savings account paying over 5%. It is £40,000 and he needs to be able to make this £60,000 in seven years time. We have many discussions about it. I think a savings account is not the way…
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Chorley BS Rovers Premiership account rate increased to 7.25%
Chorley & District BS will increase the rate on their Rovers Premiership regular savings account by the full 0.25%, from 7.00% to 7.25%, effective from the 1st January 2007. The new rate now appears on the Moneyfacts website, here.
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A&L DirectSaver: Check your interest!
Hello, just a warning to all moneysavers who invested in the A&L DirectSaver as recommended by Martin. I don't trust A&L and therefore checked carefully the interest they deposited for me. Unfortunately that interest was wrong! I have the monthly option with interest to be deposited back onto my linked A&L account. That…
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Best Child trust fund
Hi there I'm sure this has been asked before many times but I need to know where to set up an account for my child. I have been sitting on this for a while now (nearly 4 months) and still not sure. I do know what I want. Something that will grow steadily but not have too much risk associated. An account that offers any…
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safe amount in account
What is the maximum amount of money that should be in one savings account, just in case the bank went bust. Don't want to put all my eggs in one basket. (Apart from ISA's)
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Is it worth buying USD and holding for a few months?
Does anyone have any opinions on buying US Dollars and holding on to them for a few months before converting them back?
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Sharesave help
Hi Guys Shares is not my thing,. but i have a sharesave maturing on the 1st Jan with my employer. I started this 3 years ago at a small £30 a month. The share price I can buy the shares are for £5.74. The share price today is £10.76. So there is a difference. I have 192 shares available to buy. I am not sure what to do. I…
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is this how i should be saving?
hi im fairly new to the game, been saving for a while now but starting to understand how things work better and i want money to work harder for me lol. below is a guide to now and what i think is the way forward currently ISA - around 6k in it - 3k allowance used up ( is it best to fill an ISA up at start of the year, i…
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What to do with £200K for land
A friend has just been offered £200,000 for a piece of land. They have no mortgage and are retired. They would like to invest the money and draw a monthly income off the interest. Thus there are several questions (a) Are they going to have to pay some sort of tax on the lump sum they have received. (b) Whats the most tax…
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Talisman Buyout Bond?
Is anyone able to advise me on what one of these is please? My Dad who is probably the most gullible person I've ever met has brought me over some documents he has had 'for some time' dating back to 1994 when he took out a Talisman Buyout Bond - which means absolutely nothing to me. It means even less to my Dad who…
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IceSave - Best Interest Rate Ever
I made a transfer of £4500 from my Cahoot current account to my new IceSave last week. 2 days later £4500 arrived back in my Cahoot account. Figuring that the transfer had failed I logged on to IceSave. The money is still there! £4500 interest in 2 days! Opening Balance as at 24/11/06 £0.00 24/11/06 Processed Cheque Inv.…
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Regular Saver vs ISA
Hey everyone, just wanted to know which gains more interest: A Halifax Regular Saver (7%) or NS&I ISA (5.55%) and by how much? Both require £3000 in a year. With the ISA the interest is on the whole £3000, whereas with the regular saver its £250 a month, which eventually totals to £3000. Am I right? That is how I…
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Switching accounts?
I'm curently saving with ING. However, recently they have become poor value, so I want to switch. This is where I encounter a problem. I rent a house-share in Devon. My accounts are still all registered at my old (parents) address up North. The problem is, they are moving house, so I can't use their address as proof of…
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please DELETE
Hi i was just wondering if anyone has shares in FGW or has done in the past? If so would you recommend investing some of my money in them, i do actually work for the company but i normally play things safe but for every 3 shares i buy they are offering me 2 more, i just hope its worth the risk Many thanks Amy
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Halifax Reg Saver Maturity Question
Hi there, My Halifax regular saver (12 months, of £250 deposits) is due to mature early next month (early Jan 07). I have already made my last payment in, and the balance stands at 3k as expected. Now, I know that on 6th Jan the entire balance (plus interest) should be transferred to my web saver account, but what happens…
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Selling Shares
Greetings one and all. I’m sorry if I’ve posted this in the wrong section, but as you can see by my post count I am a bit new to this. I am in the process of trying to clear my debts and have decided to cash in some shares that were given to me by my employer a few years back. Its only 50 shares but at the moment that…
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hlep and advice needed moving abroad
I,y husband and i have an isa which we took out with our mortage (legal and general) as it was a flexible mortage plan) but we canceled mortage and kept isa which runs until 2012 we have approx 12,000 in this but we are a bit unsure of what to as we are moving to thailand in approx 5 years and i have been told that i wont…
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Saga 5.66% for Lump Sum.
I'm considering a 1 year lump sum investment of £100,000 is this the best (secure/steady income) choice available? http://www.saga.co.uk/finance/sid/home_fixed_rates.asp your comments are most welcome.
