-
Is this the best way to save?
I am looking to save min £250 a month in a second account. Only requirements are instant access and that it is viewable online. Looking at the WHICH? website the best for me seems to be Yorkshire BS Internet Saver - with Monthly interest paid. Is this the best way to save, does anyone have experience of Yorkshire BS or a…
-
Property Investment Funds
I mentioned on the property forum how I would like to get started investing in property and someone suggested looking into property investment funds. I dont know where to start... can anyone offer any advice or where to look to find more information about this? Has anyone had any success? Thanks,
-
Fundamental share dealing question...
When you want to sell; why / how is there always a buyer? Surely if you own a share and it starts to tank; nobody is going to be interested in "buying" it; yet there is nothing stopping you calling your broker and selling. :confused: Thanks for any insight! I appreciate that there is probably no easy answer..
-
!!....ISA query....!!! I do not understand what to do
Hi all, Need some help here.. I am new to ISA's and investments. :eek: I started with my ISA account this october and started investing £1500/month in invesco monthly income plan(acc). The bank split it into 2 thereby investing £333/month in one account and £1167 into another. I have until now completed 3 installments and…
-
Basic account for a child
Hi there Can anyone recommend a good basic account for children. Something they can put in small amounts of birthday money etc, earn some interest, and also withdraw from without notice. I had hoped to find a suitable account at the post office, as there is one on our doorstep, but theirs are only for children aged 11 and…
-
Abbey launch Fixed Rate Monthly Saver - 7% (issue 6)
I just thought that fellow regular saving MSE's might like to know that Abbey have launched issue 6 of their popular Fixed Rate Monthly Saver, paying 7%. This issue replaces issue 4, which also paid 7% interest and was withdrawn from sale yesterday. I have an issue 4 (paying 7%) which I opened last month. I've just spoken…
-
Investment bond misselling alert
The FT reports that sales of "second rate" investment bonds are soaring in the UK, prompting fears that, not for the first time, commission-based financial advisers are being led by their wallet.
-
Deduct from wages
Any suggestions would be welcome where to save/invest, where payments can be taken directly from my wages. Thanks
-
Icesave - No Need To Use A Dd Pull?
I hate the ICESAVE DD pull method so thought I'd try to transfer £1 by the normal method to see if it works. It did. I used Sort Code 20-32-53 Account Number 80469947 and as the reference my ICESAVE Account Number from my log in page. The £1 appeared in my account today. Try it with a small amount first and once it's…
-
Coventry signaway
Was in a pub last evening, and a group of us were discussing building societies and signaways. One chap said that the building societies were conning members by making them refresh the signaway every time they changed their account or opened a new one. I thought he was joking, and got into a huge argument over it, but he…
-
Birmingham Midshires no private messages
I have transferred the remainder of the money I had in ING to my new account with BM but find that for transfers on line you have to use an account and sort code number they quote in their little booklet. There is no facility for giving your own account number. The money left ING on 6th and is not yet showing in my BM…
-
Offset mortgage/investment - what's best?
:confused: I have been made redundant and am taking a career break for a while. I have a mortgage of 126,000 and have an offset amount of £75,000 which is obviously benefitting me but my question is, as I am not receiving any substantial income at the moment and am living off my savings and some temping income should I be…
-
Is there a global money saving expert site?
Dear folks, I do very much appreciate the existance of this website. I have a couple of questions as regards to savings and investments globally which I was not able to find an answer for, yet. I am a German passport holder with a little money to save. Now here in Germany interest rates are quite lousy, due to the fact…
-
tax free saving on large amounts?
how do you go about saving 20 to 30 thousand pounds a year and legally avoid paying any tax whatsoever? alternatively, how do you pay the absolute minimum tax on these kind of figures? the aim of the plan is to accrue £100,000+ over the next 5 years so that when my wife and i emigrate, we can support ourselves for at least…
-
Natwest Gauranteed Capital Bond
wonder if anyone could help (writing this on behalf of workmate!) Im after a Guaranteed capital bond, which doesnt pay any interest (against there religion). These are hard to find as most of them always do. However the Natwest guaranteed capital bond is different - in that it is connected to the stockmarket which means if…
-
Owning US shares
I'm shortly to purchase some share options which I accumulated from my last company. They are traded on the NYSE. So I'd appreciate some advice please. 1. I'm planning to wire funds to the designated broker in the US using https://www.xe.com. Is this the best way to do the exchange and transfer? 2. When I have ownership…
-
Northern Rock 2-D Savings
Hello all, This is my first post, though I've been visiting the site for a while now. I have been looking at the Northern Rock 2-D Savings account. It look similar to a guarenteed capital set up, where it splits 50% of your investment into an IA account, and the rest goes into a Legal and General fund or funds.…
-
Ing - Join the mass mailing
Lo guys & gals, I recently recieved Martins latest email regarding swapping savings accounts. Nothing new to me i though i've been around a while i know how to save and stooze with the best of them.... But hang on .... apparently it is time to switch fron Ing as a stooze pot and general great place to save. And Mr Lewis is…
-
Thoughts on RBS Christmas Savings Bond
I noticed that RBS have a savings bond for 6 months at 5% (5.3% if you invest 25k). There are better rates available but is the fact its six months a good thing?
-
A & L: Premier Direct Current Account Rate
Hi All, Around this time last year I opened an A&L Premier direct account so I could take advantage of the regular saver. The account had a guaranteed rate of 5.?% until 12/06 My question is what happens to the rate after that? I see that A&L are now promoting a 6.1% interest current account (on balances up to 2500). Will…
