-
Where to put £40k????
Hi I hope that someone can help. My brother has sold his house and has £40k left after clearing the mortgage. He is wanting to earn a bit of interest while he looks for another house. He will not have any spare money to pay into a monthly savings, just the lump sum. If he cannot find a house and the council rehouse him the…
-
Very angry OH! Advice please.
My OH took out an endowment savings policy with Royal London 10 years ago. At the time, he was told that if he invested £20 every 4 weeks (or £21.67 p/m), he could expect a return anywhere between £4-£6k. The policy matures next month, and we have been sent a projected maturity statement, telling us he'll receive £2777,…
-
25k Best way to save?
The Mrs & I have managed to squirrel away 25k. We already have a cash isa each at full quota. What is the best thing to do in terms of a sound safe investment for the 25k? What sort of rates of return could we expect to see? In terms of 'slightly' riskier investments what is on offer and what sort of returns would we…
-
Saving/Investment Risk Definition
A statement that continually arises when discussion or comments are requested is that it all depends on your attitude to risk. Accepting that risk is a subjective thing and probably personal anyway, is there a definitive scale that measures risk, and can specific investments be aligned with them. My own personal situation…
-
Fixed Term Bonds
Hi All, I have a lump sum i wish to invest in a 1 or 2 year bond, I have used my isa qota for this year. can anyone tell me the best branch based bond at the present time thanks in advance. Ray
-
ICICI & Direct Debt
i have just opened my ICICI account but have had a direct debit set up which im not too happy with, im a little worried with all the fraud that goes in india. my questions is do i really need a dirct debt set up ? i though i could just send money from my normal HSBC account using my ICICI account number and sort code and…
-
Forex Trading
I've seen lots of investment types covered in this forum, but most of the online trading focuses on share dealing. I see a lot about currency trading, and have checked out a few brokers. Does anyone know which are the best online forex brokers? I'm interested in starting with £200-500, and seeing where that takes me.
-
High intrest rate ?
which bank is giving high intrest rate on monthly base .
-
share dividends
hi just a quickie, i have £5000 to invest in shares. I want to recieve regular dividend payments. what companies should i go for? thanks
-
Need advice, please help!
Oh, heres my dilemma....I have around £18000 altogether and still live at home so have no comitments. I can either choose to stay put or...(something i have seriously been considering looking at), buying a property to let out....It is something i've always wanted to do, not sure how practical it is but from people i've…
-
Savings quandry
I am now trying to sort out my finances after a long period of just letting them sort themselves. Fortunately I have very little to worry about at present. No dependants, no house and a paid off car. My food except lunch is bought by my parents and I currently pay no rent. This is because they want me on the housing ladder…
-
Can you use the Moneyclaim website to claim for savings which have gone 'missing'?
Hiya To cut a long and incredibly agitating story short A&L are deducting £10 per month from my joint account to pay into a linked joint saver account which was set up at the time of opening the account. The money has been debited every month for seven months but has not been crediting the joint saver account and is…
-
Can I sell my Standard Life Shares at any time
Hi I missed deadline to send my shares off to sell - do I have to keep them for a year before I sell can I sell them at any time? thanks
-
Selling shares from a fidelity ISA? read this
All you moneysavers with an ISA with Fidelity that are selling shares read this! I have twice sold amounts from my ISA recently and both times the amount they have paid me and the amount sold have differed (£17 and £10), which is not charges. When I called to query the underpayment the money is in a 'settled cash account'…
-
St Life Bonus shares in nominee
I've just received confirmation that it is possible to transfer your SL shares from SL's share service (run by computershare) into a nominee (such as when you use Selftrade for example), without losing your entitlement to Bonus shares. From APCIMS: "Computershare have asked that firms should contact them with details of…
-
Inurance Bond -- Good or Bad?????
I am about to draw a personal pension, the tax free element that is available is just over £80k, an IFA has advised that I should take the full amount and invest it in an insurance bond with Norwich Union or Prudential. Does this sound good advice and what are the pros and cons of this sort of investment?
-
investment advice
hi....just windering if anyone can give me a bit of advice which would be my best option here.... looking to set up to things.... a cash isa - putting in between £50-£100 month and also putting £50-£100 month in either... uk index tracking unit trust or uk index tracking isa what would be my best bet?? any help…
-
Standard Life/Computershare share dealing error!!
21 July: Complaint removed as it turns out it was mostly down to a muck up by ME!!!! I still maintain that the Computershare helpline is significantly less than impressive AND that if share applications had been allowed over the internet for UK applicants then the whole thing would have been much simpler.
-
ISA/Paper Shares
Hi, I have recently excercised some company share options with a value of £20k and have been sent a paper share certificate. Due to CGT I will need to release the value over 3 tax years to avoid paying 40% tax. I know that I can stick £7k worth into an ISA each year, can someone advise what they think is the…
-
Newby Needs Help !?!
Hi there folks, As a newby in here, I am well behind you all in all monetary aspects and I was hoping I could use your collective brains to help me on the road to financial freedom. I am seeking to invest but have no idea where to start. I dont have an ISA but I do have a regular savings account (ING Direct), I am seeking…
