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Best Savings Account For 6 Months Only
I want to invest £20,000 for 6-7 months, happy to give 30 days notice for access to funds. Can anyone suggest the best place to put it please? Ta :confused:
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The best student account
Hi guys, I'm an international student coming to study for one year in Birmingham, What is the best student account/bank for me?
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separated...but joint account
How easy is it to change a joint account to single name. Removing either name off the account.IIts with the halifax????
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Halifax monthly saver...money missing?
Hi! I changed over to the halifax regular saver last year and for the last year 205.00 has been paid into it from my LLoyds account on a standing order every 4 weeks. When i received my yearly statement it showed that only 45.00 had been paid in for June. I checked my statements from LLoyds and 205.00 was definitely taken…
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Best UK Tracker?
Hi, Does anyone have any ideas on where to find the best uk trackers? Cheers Tim
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I've started saving, but where's the best place to keep the cash?
Hi I'm totally confused about Savings accounts, me and my Fiance have decided we want save up to get a place of our own (after a year of nagging him). We need to save a few grand and are trying to do it without credit etc.. Where is the best place to keep our cash, we don't want to be commited to saving a minimum amount…
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Share Purchase
If i was to buy 15k worth of shares would this be subject to 1% tax (£150) ?
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Found an old N&P savings book
stuffed in a drawer (aren't they always!) with £211 in it! Anyway I know N&P were taken over by Abbey back in 1990 but how do we go about closing the account and getting the money ???? If we take it into a branch of Abbey will we be able to do it there and then or do we have to send the passbook somewhere? Thanks in…
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Why is gold such a sure investement?
I'm not sure why people say that in whatever scenario of the world Gold and maybe silver will always be worth at least as much as it cost you in the first place. At the moment i'm just looking to buy some bars of ebay and maybe some rolls of 90% silver coins. :money:
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Deferred Interest Accounts - Offshore only ?
As a 40% tax payer who is self employed in a business that is likely to dry up in the next couple of years I can see a time in the future when I will be a non-taxpayer for at least one financial year. It seems to me that my best plan would be to open savings account where the interest is deferred until the account is…
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Share Dealing in NYSE
I'm hoping someone can answer my question. I would like to buy shares in a company listed on the NYSE but is not part of the LSE's IRS or CDI. I believe trade charges will be more expensive so I'm wondering if someone can recommend a broker who is reasonable? I'm probably only going to be making about 4 or 5 trades in the…
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Where to stash redundancy money?
Hi, I'm facing redundancy in the next few months, and expect/hope to get a pay-off about £8k. I hope to get a new job fairly soon, but it will probably not pay as much as my current one (for various reasons I won't bore you with).....so I have 2 secenario's: 1 - I need to dip into my redundancy money until I get a new job.…
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A&L Drops e-savings Rate 4.50%
Got a flyer today with my statement promoting their e-savings account paying AER Gross interst of 4.50%. :eek: What happened to the 5.35%?:( Anyway, this is to let you all know early as I'm sure like last time they won't bother to write to us till around a month after they change the rate. :mad: Link to Alliance &…
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Lump sum investing for kids
My son has saved up £1000 that he would like to invest long term for a higher return on his money that the normal children's building society savings accounts. He is under 16 so is not eligible for 18+ investments. Any ideas?
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Investment Advice Please.
I am currently saving about 2K a month, which will be used to pay off a lump sum off my mortgage next year when my fixed period ends. I have been advised by the bank to put in fixed amount every month into a FTSE tracker ISA. Is this good advice or should I keep it in high rate savings account. I don't mind taking some…
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coventry benefit a/c
Hi - Does anyone know of any problems with Coventry benefit account please? Thinking of paying my f.benefit in directly. Offering 7.25 for first year. We do need access to it throughout the year to pay the kids bus fees! Would appreciate any comments. Thanks
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CAn I Get A Cash ISA?
Hiya! I have a monthly contribution to a Perpetual (think they're called Invesco Perpetual nowadays) ISA - had it since it was a PEP. Can I also take out a mini cash ISA as well, and does it have to be with Perpetual or can I choose another provider?
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Lower Interest rates
Just wondered if it'd be good to invest in a fixed term savings account (i.e. Coventry BS 5.15% until 31/01/07) now that the variable savings account rates could drop as well? Coventry seems to be quite good or has anyone other suggestions how to invest around £10000? Got already a few savings accounts (ING, A&L, B&B) and…
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Interest Rate Cut
Interest rate cut to 4.5%. Let's see how many banks drop their savings rates. Most of them I expect, and probably from today!
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Savings rate carnage ahead?
Northern Rock has now joined ING in reducing some rates in advance of the anticipated cut in the Bank of England rates on Thursday. The Guardian After a good period for savers [measured in terms of the number of accounts offering inflation beating rates after tax] it is unlikely to be the end of the bad news :( - as…
