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Natwest bank charge - can I reclaim?
Hi I've just been charged £38 by Natwest. I have an arrangement through my employer with Natwest - I have one loan account that is being paid of by a monthly charge from a second standard current account. I didn't get the money into my current account in time this month (missed it by a day :( ) and so they weren't able to…
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hsbc bank charges help
hello i am writing on the behalf ofmy brother, we did the templates to his bank, we going down the finance hardship, he lost his job 7 month ago and cant even pay his loans and debts off. the bank sent him letter to fill in about his out goings etc, they have accepted his case for hardship and said they would be in contact…
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what effect is the current banking situation having on bank charge claims?
I wonder if I am the only one wondering what effect the current banking situation is going to have on bank charge claims?!!!
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Bank chgs: why's it gone so quiet???
Does anyone have any clue what is happening? There does not seem to be any update since July. The Judge has still not given any further decisions, we have heard no date for an appeal hearing. The world is fixating on how badly the poor old banks are doing, but no-one seems to be worried about sorting things out for the…
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Parachute bank acoount
Hi Hope someone can help with this question? I am currently with LTSB. Have sent off to get my 6 years of charges, which they duly sent, quite quickly. In anticipation I opened the suggested parachute bank account some time ago.I opened this account with Bank of Scotland. As you are all aware, they are almost the same bank…
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Financial Hardship Cases Being Frozen?
I have just (after being hung up on twice) spoken to my bank (Barclays) about my reclaiming case being seen as a financial hardship case, due to my now having no job for an income and no partner to help support me. I've been told that all the cases are frozen - even the ones for financial hardship. I've not seen anything…
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Credit Card & Loan Balance's Wipped Clean !!!
I have applied for a debt consolidation loan and I had an email from them saying this:: f you are applying for a debt consolidation loan you should read this. > > Any loan, credit card or store card taken out before Aprioil 2007 can now > be written off and its balance reduced to zero meaning no more repayments > by > a…
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LloydsTSB being unreasonable !!!
Hello ! I am hoping someone on here can advise me please. We have just returned last Thursday from a 3 week holiday to Florida, to find a letter for my daughter from LloydsTSB. We went away on 14th Sept and my daughter accidentally went overdrawn by £2.73 on 16th Sept. I rang the bank last Thursday to be told not to worry…
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OFT vs. The Banks--Historical T&C's Judgement Day October 8th 2008
Wednesday 08 October 2008 COURT 73 Before MR JUSTICE ANDREW SMITH Not before 16:30 For Judgment 2007-1186 Office of Fair Trading v Abbey National PLC Judgment will be available on the Court Service website shortly after 4.30pm This will be the aniticipated judgement which could(albeit unlikely to happen) signal the lifting…
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If they make me an offer,how will they pay me?
Complicated but i can claiming bank charges on an account which i used to share with my ex boyfriend. A few years back i paid half the overdraft and had my name taken off the account. I am in genuine hardship so i have tried to claim these charges and i am waiting for a response. My question is if they do make me an offer…
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Banks really do take the proverbial P
Banks really do take the proverbial "P" I went over my OD £0.53p Charged £35.00 a banktransfer I had already done cleared the next day so I paid £34.47p for the bank being out of pocket by £0.53p, screw em I say, I wasnt going to bother with checking out what charges I have paid over the past 13 - 14 years but this petty…
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should i start the reclaim
Hi, In bank with nationwide have been chaged £200 overdraft fee over three years,now i am £100 overdrawn and my limit is £250, should i reclaim or not. my husband bank with halifax and last three months he was changed £100 for going over the overdraft, God know how much it would be for 6 years. He is currently over drawn…
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Is the economic crisis going to affect reclaiming?
With such a lot of banks in seemingly quite a bit of a mess, will this have an impact on reclaiming bank charges? I'm about to start reclaiming my charges and am hoping to claim hardship, but wondered whether it's likely that things will move slower while banks worry about other areas of their business?
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Student reclaiming over £2,000 in charges
Hi there I have followed the guide to claim my bank charges over the last 6 years and I have been asked to sent the bank (Abbey) a list of income and expenditures. The only money I live on is an NHS student busary (non-repayable) and my student loan (repayable once I'm earning). Do I have to include both of these incomes?…
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Cahoot charged me £90 (3x£30) !!!!
Got a cahoot current account with an overdraft limit of £500. Left it at £490 debit, but, interest was added to that every month which took me over £500. So, for the last 3 months they also charged me £30 unathorised overdraft fee. No letter - its all done by messaging to your online cahoot account. Stupidly, I didnt check…
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Reclaiming for Hardship, but still getting charged!
I have sent away the Hardship forms to RBOS ie the incomings and outgoings and explanation letter (last week) but since then I am still getting up to £120 a week in charges!! these are essential D/D's. I am due another £28.00 charge as they took a charge last week that took me £3.00 overdrawn!!! argh I cant keep up, cant…
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Can I reclaim charges from overseas?
Hi, I'm living in Oz and was unsure whether I'd still be able to claim. I started the reclaiming process last year before I left the UK, sent the letter to the bank (NATWEST) and received my statements (they included every single transaction for the last 6 years, a lot of paper), . I'm ready to proceed with the next step.…
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Breakthrough...i think?
I posted something the other day and there has been a development....well from me anyway. I went overdrawn on my account in November.I got a statement from Abbey on the 8th of november saying i was 106.52 overdrawn and that they were charging me £26 in total which would come out on the 30th November. After complaining they…
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Overdraft Interest Charges
Hi. I'm new on here so please bare with me! My Wife has been paying her Nat West overdraft off for the past 5 years at 35 pounds per month. Recently Nat West decided to tell us that she's been getting charged 40 POUNDS a month in interest so her debt hasn't budged, in fact it's increased! All on an account that was closed…
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reclaimed hardship, budget requested now im scared
Hi I sent my letter to HSBC asking for my charges back. Im with CCCS doing a debt repayment plan and they have advised me to go bankrupt so i used the Hardship rule. They have asked me for a budget plan. What is the worse they can do if I do this and continue with the claim, can they send bailiffs round, can they cancel my…
